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BCB Bancorp BCBP Financing Receivable, Year Five, Originated, Four Years before Current Fiscal Year, Writeoff

Financing Receivable, Year Five, Originated, Four Years before Current Fiscal Year, Writeoff at other companies

Mercantile Bank Corporation logo
Mercantile Bank CorporationMBWM
$0-100%
Bank7 Corp. logo
Bank7 Corp.BSVN
$0
BCB Bancorp logo
BCB BancorpBCBP
$19K
Regional Management Corporation logo
Regional Management CorporationRM
$1.9M+31.8%
Mercantile Bank Corporation logo
Mercantile Bank CorporationMBWM
$0
BCB Bancorp logo
BCB BancorpBCBP
$12.84M+29,406%

Other financials

Income statement

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Revenue$24.9M+4.8%
Net income$4.9M+159%
EPS (diluted)$0.26+151%

Balance sheet

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Cash & equivalents$293.7M+16.2%
Total debt$236.4M-43.3%
Total equity$307.4M-2.3%
Total assets$3.3B-5.9%

Cash flow

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Operating cash flow$5.2M+3.3%
CapEx$266.0K-8.6%
Free cash flow$4.9M+4.0%

Valuation

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Market cap$178.49M+26.9%
Enterprise value$121.12M
P/E254.6×
P/S1.7×

Profitability

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Net margin0.7%-4.1pp
FCF margin34.1%-33.3pp

Returns & leverage

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Return on equity0.2%-1.2pp
Debt / equity0.8×-0.6×

Where this comes from

Reported directly by BCB Bancorp in its filing.

Tagged under the XBRL concept us-gaap:FinancingReceivableYearFiveOriginatedFourYearsBeforeCurrentFiscalYearWriteoff.

The official record: BCB Bancorp’s 10-Q, filed May 1, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is BCB Bancorp's financing receivable, year five, originated, four years before current fiscal year, writeoff?
BCB Bancorp (BCBP) reported financing receivable, year five, originated, four years before current fiscal year, writeoff of $19K in Q4 2025.
What does financing receivable, year five, originated, four years before current fiscal year, writeoff mean?
The total value of loan write-offs associated with financing receivables that were originated exactly four years prior to the current fiscal year. Tracking this metric allows for the evaluation of long-term credit risk and underwriting effectiveness for older loan vintages.