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BCB Bancorp BCBP Financing Receivable, Year Four, Originated, Three Years before Current Fiscal Year, Writeoff

Financing Receivable, Year Four, Originated, Three Years before Current Fiscal Year, Writeoff at other companies

BCB Bancorp logo
BCB BancorpBCBP
$12.84M+29,406%
Bank7 Corp. logo
Bank7 Corp.BSVN
$0
Bank7 Corp. logo
Bank7 Corp.BSVN
$0
Regional Management Corporation logo
Regional Management CorporationRM
$6.11M+1.2%
Morgan Stanley logo
Morgan StanleyMS
$2M-88.9%
BCB Bancorp logo
BCB BancorpBCBP
$19K

Other financials

Income statement

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Revenue$24.9M+4.8%
Net income$4.9M+159%
EPS (diluted)$0.26+151%

Balance sheet

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Cash & equivalents$293.7M+16.2%
Total debt$236.4M-43.3%
Total equity$307.4M-2.3%
Total assets$3.3B-5.9%

Cash flow

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Operating cash flow$5.2M+3.3%
CapEx$266.0K-8.6%
Free cash flow$4.9M+4.0%

Valuation

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Market cap$178.49M+26.9%
Enterprise value$121.12M
P/E254.6×
P/S1.7×

Profitability

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Net margin0.7%-4.1pp
FCF margin34.1%-33.3pp

Returns & leverage

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Return on equity0.2%-1.2pp
Debt / equity0.8×-0.6×

Where this comes from

Reported directly by BCB Bancorp in its filing.

Tagged under the XBRL concept us-gaap:FinancingReceivableYearFourOriginatedThreeYearsBeforeCurrentFiscalYearWriteoff.

The official record: BCB Bancorp’s 10-Q, filed November 5, 2025, on SEC EDGAR. View the filing →

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Questions, answered.

What is BCB Bancorp's financing receivable, year four, originated, three years before current fiscal year, writeoff?
BCB Bancorp (BCBP) reported financing receivable, year four, originated, three years before current fiscal year, writeoff of $12.84M in Q3 2025.
How has BCB Bancorp's financing receivable, year four, originated, three years before current fiscal year, writeoff changed year-over-year?
BCB Bancorp's financing receivable, year four, originated, three years before current fiscal year, writeoff increased by 29405.7% year-over-year, from $43.5K to $12.84M.
What does financing receivable, year four, originated, three years before current fiscal year, writeoff mean?
The total value of loan write-offs associated with financing receivables that were originated exactly three years prior to the current fiscal year. This helps analysts assess the vintage performance and credit quality of specific loan cohorts over time.