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Bank First Corporation BFC Allowance for credit losses

Allowance for credit losses at other companies

Associated Banc-Corp logo
Associated Banc-CorpASB
$385.76M+3.9%
Wintrust Financial logo
Wintrust FinancialWTFC
$471.33M+5.2%
First Financial Bancorp logo
First Financial BancorpFFBC
$183.72M+18.2%
First Commonwealth Financial logo
First Commonwealth FinancialFCF
$7.3M+28.1%
BankUnited logo
BankUnitedBKU
$208.79M-5.0%
City Holding Company logo
City Holding CompanyCHCO
$19.71M-9.0%

Other financials

Income statement

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Revenue$63.7M+47.8%
Net income$20.0M+9.6%
EPS (diluted)$1.78-2.2%

Balance sheet

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Cash & equivalents$398.6M+32.5%
Total debt$1.6M
Total equity$819.9M+26.4%
Total assets$6.1B+34.7%

Cash flow

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Operating cash flow-$11.7M-289%
CapEx$5.2M+143%
Free cash flow-$16.9M-521%

Valuation

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Market cap$1.62B+50.3%
P/E22.2×+6.4×
P/S8.4×+1.7×

Profitability

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Net margin37.7%-4.3pp
FCF margin15.5%-22.6pp

Returns & leverage

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Return on equity10%-0.9pp
Debt / equity

Where this comes from

Reported directly by Bank First Corporation in its filing.

Tagged under the XBRL concept us-gaap:FinancingReceivableAllowanceForCreditLossExcludingAccruedInterest.

The official record: Bank First Corporation’s 10-Q, filed May 11, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Bank First Corporation's allowance for credit losses?
Bank First Corporation (BFC) reported allowance for credit losses of $57.07M in Q1 2026.
How has Bank First Corporation's allowance for credit losses changed year-over-year?
Bank First Corporation's allowance for credit losses increased by 30.4% year-over-year, from $43.75M to $57.07M.
What is the long-term trend for Bank First Corporation's allowance for credit losses?
Over 3 years (2022 to 2025), Bank First Corporation's allowance for credit losses has grown at a 25.1% compound annual growth rate (CAGR), from $22.68M to $44.37M.
What does allowance for credit losses mean?
Reserve held against the loan portfolio for estimated future credit losses under the CECL methodology — a contra-asset reducing net loans.