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BankUnited BKU Allowance for credit losses

Allowance for credit losses at other companies

JPMorgan Chase logo
JPMorgan ChaseJPM
$25.93B+2.9%
Bank of America logo
Bank of AmericaBAC
$13.15B-0.8%
Wells Fargo & Company logo
Wells Fargo & CompanyWFC
$14.37B-1.2%
Truist Financial logo
Truist FinancialTFC
$5.03B
Customers Bancorp logo
Customers BancorpCUBI
$160.96M+14.1%
United Community Banks logo
United Community BanksUCB
$208.4M-1.7%

Other financials

Income statement

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Revenue$273.7M+7.2%
Net income$61.9M+5.8%
EPS (diluted)$0.83+6.4%

Balance sheet

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Cash & equivalents$384.9M-13.3%
Total debt$319.3M-55.0%
Total equity$3.0B+4.1%
Total assets$35.4B+1.5%

Cash flow

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Operating cash flow$18.3M+11.8%
CapEx-$6.4M-331%
Free cash flow$12.0M-19.8%

Valuation

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Market cap$3.57B+29.2%

Profitability

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Net margin24.4%+0.8pp
FCF margin29.9%+2.7pp

Returns & leverage

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Return on equity9.2%+0.4pp
Debt / equity0.1×-0.1×

Where this comes from

Reported directly by BankUnited in its filing.

Tagged under the XBRL concept us-gaap:FinancingReceivableAllowanceForCreditLossExcludingAccruedInterest.

The official record: BankUnited’s 10-Q, filed May 7, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is BankUnited's allowance for credit losses?
BankUnited (BKU) reported allowance for credit losses of $208.79M in Q1 2026.
How has BankUnited's allowance for credit losses changed year-over-year?
BankUnited's allowance for credit losses decreased by 5.0% year-over-year, from $219.75M to $208.79M.
What is the long-term trend for BankUnited's allowance for credit losses?
Over 5 years (2020 to 2025), BankUnited's allowance for credit losses has grown at a -3.1% compound annual growth rate (CAGR), from $257.32M to $219.83M.
What does allowance for credit losses mean?
Reserve held against the loan portfolio for estimated future credit losses under the CECL methodology — a contra-asset reducing net loans.