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Customers Bancorp CUBI Allowance for credit losses

Allowance for credit losses at other companies

Center Bancorp logo
Center BancorpCNOB
$153.06M+85.7%
First Financial Bancorp logo
First Financial BancorpFFBC
$183.72M+18.2%
National Bank Holdings logo
National Bank HoldingsNBHC
$113.48M+25.8%
City Holding Company logo
City Holding CompanyCHCO
$19.71M-9.0%
International Bancshares logo
International BancsharesIBOC
$160.44M+1.1%
Bank First Corporation logo
Bank First CorporationBFC
$57.07M+30.4%

Other financials

Income statement

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Revenue$225.7M+57.9%
Net income$69.7M+439%
EPS (diluted)$1.97+579%

Balance sheet

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Cash & equivalents$4.8B+39.9%
Total debt$1.7B+31.6%
Total equity$2.1B+15.0%
Total assets$25.9B+15.4%

Cash flow

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Operating cash flow$35.1M-62.7%
CapEx$49.0K-92.9%
Free cash flow$35.0M-62.5%

Valuation

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Market cap$2.63B+50.3%
Enterprise value-$494.97M-29.9%
P/E9.4×-2.7×
P/S2.9×+0.3×

Profitability

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Net margin31.2%+9.8pp
FCF margin46.9%+9.0pp

Returns & leverage

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Return on equity14%+5.9pp
Debt / equity0.8×+0.1×

Where this comes from

Reported directly by Customers Bancorp in its filing.

Tagged under the XBRL concept us-gaap:FinancingReceivableAllowanceForCreditLossExcludingAccruedInterest.

The official record: Customers Bancorp’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Customers Bancorp's allowance for credit losses?
Customers Bancorp (CUBI) reported allowance for credit losses of $160.96M in Q1 2026.
How has Customers Bancorp's allowance for credit losses changed year-over-year?
Customers Bancorp's allowance for credit losses increased by 14.1% year-over-year, from $141.08M to $160.96M.
What is the long-term trend for Customers Bancorp's allowance for credit losses?
Over 5 years (2020 to 2025), Customers Bancorp's allowance for credit losses has grown at a 1.5% compound annual growth rate (CAGR), from $144.18M to $155.66M.
What does allowance for credit losses mean?
Reserve held against the loan portfolio for estimated future credit losses under the CECL methodology — a contra-asset reducing net loans.