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Deposits at other companies

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Capital One FinancialCOF
$484.26B+3.4%
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Synchrony FinancialSYF
$82.89B-0.6%
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The BancorpTBBK
$7.48B-3.7%
Pathward Financial, Inc. logo
Pathward Financial, Inc.CASH
$5.95B-0.9%
First Bancorp logo
First BancorpFBNC
$11.08B+2.3%
Enterprise Financial Services logo
Enterprise Financial ServicesEFSC
$14.5B+8.9%

Other financials

Income statement

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Revenue$993.0M+6.9%
Gross profit$361.8M
Operating income$382.8M
Net income$146.0M+5.0%
EPS (diluted)$3.55+20.7%

Balance sheet

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Cash & equivalents$3.8B-1.5%
Total debt$85.0M-98.5%
Total equity$3.4B+6.3%
Total assets$22.5B+2.9%

Cash flow

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Operating cash flow$533.0M+1.3%
CapEx$15.0M-40.5%
Free cash flow$482.0M+55.6%

Valuation

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Market cap$4.44B+62.3%
P/E7.8×-1.8×
P/S1.1×+0.4×

Profitability

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Gross margin46.7%
Operating margin45.9%
Net margin14.4%+6.9pp
FCF margin46.5%+1.9pp

Returns & leverage

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Return on equity17.4%+8.4pp
Debt / equity-1.8×
Current ratio1.5×

Where this comes from

Reported directly by Bread Financial Holdings in its filing.

Tagged under the XBRL concept us-gaap:Deposits.

The source filing: Bread Financial Holdings’s 10-Q, filed July 28, 2026.

Filed
Jul 27, 2026, 8:00 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001101215-26-000074
Line itemJune 30, 2026December 31, 2025
Other assets1,2741,243
Total assets$22,452$22,663
LIABILITIES AND STOCKHOLDERS’ EQUITY
Deposits$14,732$13,916
Debt issued by consolidated variable interest entities2,4473,422
Long-term and other debt838886
Other liabilities1,0701,112
Total liabilities19,08719,336

Item 1. Financial Statements (unaudited)

FAQ

What is Bread Financial Holdings's deposits?
Bread Financial Holdings (BFH) reported deposits of $14.73B in Q2 2026.
How has Bread Financial Holdings's deposits changed year-over-year?
Bread Financial Holdings's deposits increased by 10.4% year-over-year, from $13.34B to $14.73B.
What is the long-term trend for Bread Financial Holdings's deposits?
Over 5 years (2020 to 2025), Bread Financial Holdings's deposits has grown at a 7.3% compound annual growth rate (CAGR), from $9.79B to $13.92B.
What does deposits mean?
Total customer deposits held by a bank or financial institution — the primary funding source for lending operations.

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