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Bar Harbor Bankshares BHB Change In Unamortized Net Loan Costs And Premiums

Change In Unamortized Net Loan Costs And Premiums at other companies

Independent Bank Corp logo
Independent Bank CorpINDB
$315K-6.8%
Banner Corporation logo
Banner CorporationBANR
-$16.3M-5.8%
NFB
Northfield BancorpNFBK
$791K-37.4%
UBS
United BanksharesUBSI
$11.6M+5.4%
Ally Financial logo
Ally FinancialALLY
$2.5B+8.7%
PNC Financial Services logo
PNC Financial ServicesPNC
$1.7B+88.9%

Other financials

Income statement

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Revenue$47.3M+24.7%
Net income$13.5M+32.6%
EPS (diluted)$0.81+22.7%

Balance sheet

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Cash & equivalents$82.2M-6.7%
Total debt$305.6M-30.6%
Total equity$537.9M+15.1%
Total assets$4.7B+15.1%

Cash flow

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Operating cash flow$5.0M-46.1%
CapEx$2.0M+30.8%
Free cash flow$3.0M-61.4%

Valuation

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Market cap$628.67M+44.0%
Enterprise value$852.09M+8.0%
P/E15.6×+5.6×
P/S3.5×+0.7×

Profitability

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Net margin22.6%-6.1pp
FCF margin21.7%-7.8pp

Returns & leverage

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Return on equity8%-1.7pp
Debt / equity0.6×-0.4×

Where this comes from

Reported directly by Bar Harbor Bankshares in its filing.

Tagged under the XBRL concept bhb:ChangeInUnamortizedNetLoanCostsAndPremiums.

The official record: Bar Harbor Bankshares’s 10-Q, filed May 5, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Bar Harbor Bankshares's change in unamortized net loan costs and premiums?
Bar Harbor Bankshares (BHB) reported change in unamortized net loan costs and premiums of $94K in Q1 2026.
How has Bar Harbor Bankshares's change in unamortized net loan costs and premiums changed year-over-year?
Bar Harbor Bankshares's change in unamortized net loan costs and premiums increased by 251.6% year-over-year, from -$62K to $94K.
What is the long-term trend for Bar Harbor Bankshares's change in unamortized net loan costs and premiums?
Over 2 years (2023 to 2025), Bar Harbor Bankshares's change in unamortized net loan costs and premiums has grown at a -39.5% compound annual growth rate (CAGR), from $145K to $53K.
What does change in unamortized net loan costs and premiums mean?
This represents the net change in deferred costs and premiums associated with originating or acquiring loans that are amortized over the life of the loan. It serves as a non-cash adjustment to reconcile net income with cash flows from operating activities. Tracking this helps investors understand the impact of loan origination accounting on reported earnings.