What are BILL Holdings's profit margins?

BILL Holdings (BILL) runs a 80.7% gross margin and a -3.8% operating margin, with a -4.2% net margin.

Where do BILL Holdings's ratios come from?

Every ratio is computed from BILL Holdings's SEC filings — trailing-twelve-month flows over period-end balances. Valuation multiples combine those fundamentals with market data, recomputed each period. Switch between quarterly, annual, and TTM, or open any ratio for its full history and peer comparisons.

BILL Holdings BILL Ratios & Valuation

Income Statement Balance Sheet Cash Flow Ratios Segments

Quarterly Annual TTM

YoY QoQ

Simplified Detailed

	Q3 '26	Q2 '26	Q1 '26	Q4 '25	Q3 '25
Profitability
Gross margin	80.7%-0.8pp	80.6%-1.3pp	81%-0.9pp	81.4%-0.4pp	81.5%-0.7pp
Operating margin	-3.8%+1.8pp	-5.8%-0.1pp	-6.2%+3.1pp	-5.5%+8.0pp	-5.7%+9.9pp
EBITDA margin	-1.8%+1.3pp	-3.7%-1.0pp	-4.1%+1.8pp	-3.3%+6.4pp	-3.1%+8.5pp
Free cash flow margin	23.9%-0.2pp	24.4%+1.9pp	23.6%+0.3pp	23.7%+2.1pp	24.2%+1.7pp
Returns
Return on invested capital	-2.6%-0.2pp	-4.8%-2.1pp	-4.6%-0.6pp	-1.8%+2.3pp	-2.4%+2.0pp
Efficiency
Asset turnover	0.2×0.0×	0.2×0.0×	0.2×0.0×	0.2×0.0×	0.2×0.0×
Liquidity
Current ratio	1.7×0.0×	1.7×0.0×	1.7×+0.1×	1.6×0.0×	1.7×+0.1×
Quick ratio	1.7×0.0×	1.7×0.0×	1.7×+0.1×	1.6×0.0×	1.7×+0.1×
Cash ratio	0.8×0.0×	0.8×-0.1×	0.8×0.0×	0.2×0.0×	0.8×+0.5×
Leverage
Debt-to-equity	0.5×0.0×	0.5×0.0×	0.5×+0.3×	0.5×+0.2×	0.5×+0.2×
Debt-to-assets	0.2×0.0×	0.2×0.0×	0.2×+0.1×	0.2×+0.1×	0.2×+0.1×
Per Share
Book value per share	$33.75-10.9%	$37.87+3.9%	$38.09+1.9%	$37.67-3.3%	$37.86+3.7%
Valuation
Market capitalization	$3.79B-19.0%	$5.46B-37.7%	$5.38B-4.4%	$4.67B-16.5%	$4.68B-35.2%
Enterprise value	$2.31B-29.5%	$3.68B-45.2%	$3.8B+11.4%	$5.45B-2.6%	$3.28B-56.2%
Price / sales	2.4×-0.9×	3.5×-2.8×	3.6×-0.6×	3.2×-1.1×	3.3×-2.5×
Price / book	1×-0.2×	1.4×-0.9×	1.4×0.0×	1.2×-0.2×	1.2×-0.6×
EV / sales	1.4×-0.9×	2.4×-2.5×	2.5×0.0×	3.7×-0.6×	2.3×-3.7×
Free cash flow yield	10.1%+2.8pp	6.9%+3.4pp	6.6%+1.0pp	7.4%+2.4pp	7.3%+3.5pp

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Questions, answered.

What are BILL Holdings's profit margins?: BILL Holdings (BILL) runs a 80.7% gross margin and a -3.8% operating margin, with a -4.2% net margin.
Where do BILL Holdings's ratios come from?: Every ratio is computed from BILL Holdings's SEC filings — trailing-twelve-month flows over period-end balances. Valuation multiples combine those fundamentals with market data, recomputed each period. Switch between quarterly, annual, and TTM, or open any ratio for its full history and peer comparisons.