Bank of the James Financial Group BOTJ Borrowings at Fair Value

Borrowings at Fair Value at other companies

Citizens & NorthernCZNC

$24.98M+0.5%

Civista BancsharesCIVB

$104.28M+0.1%

Blue Ridge BanksharesBRBS

——

Capital City Bank GroupCCBG

——

Financial InstitutionsFISI

——

SMB

SmartFinancialSMBK

——

Other financials

Income statement

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Revenue$12.7M+15.4%

Net income$2.8M+229%

EPS (diluted)$0.61+221%

Balance sheet

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Cash & equivalents$88.0M-7.3%

Total debt$3.3M-14.8%

Total equity$81.3M+18.9%

Total assets$1.1B+4.9%

Cash flow

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Operating cash flow$4.7M+521%

CapEx$382.0K-38.6%

Free cash flow$4.4M+2,990%

Valuation

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Market cap$116.4M+84.6%

P/E10.6×+1.8×

P/S2.3×+0.9×

Profitability

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Net margin21.8%+7.1pp

FCF margin29.2%+11.9pp

Returns & leverage

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Return on equity14.6%+4.4pp

Debt / equity0×0.0×

Where this comes from

Reported directly by Bank of the James Financial Group in its filing.

Tagged under the XBRL concept us-gaap:SubordinatedDebt.

The official record: Bank of the James Financial Group’s 10-Q, filed May 12, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Bank of the James Financial Group's borrowings at fair value?: Bank of the James Financial Group (BOTJ) reported borrowings at fair value of $0 in Q1 2026.