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Bank of the James Financial Group BOTJ Community Banking — Net Revenue

Other segment segments

All Other Segments
$9.08M+15.2%
Investment Advisory Services
$1.41M+12.6%
Mortgage
$1.2M+42.9%
Holding Company
$894K+8.9%

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WTFCCommunity Banking — Net Income
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FNBCommunity Banking — Net Income
$140M+10.2%

Other financials

Income statement

See full
Revenue$12.7M+15.4%
Net income$2.8M+229%
EPS (diluted)$0.61+221%

Balance sheet

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Cash & equivalents$88.0M-7.3%
Total debt$3.3M-14.8%
Total equity$81.3M+18.9%
Total assets$1.1B+4.9%

Cash flow

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Operating cash flow$4.7M+521%
CapEx$382.0K-38.6%
Free cash flow$4.4M+2,990%

Valuation

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Market cap$116.4M+84.6%
P/E10.6×+1.8×
P/S2.3×+0.9×

Profitability

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Net margin21.8%+7.1pp
FCF margin29.2%+11.9pp

Returns & leverage

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Return on equity14.6%+4.4pp
Debt / equity0.0×

Where this comes from

Reported directly by Bank of the James Financial Group in its filing.

Tagged under the XBRL concept botj:NetRevenue.

The official record: Bank of the James Financial Group’s 10-Q, filed May 12, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Bank of the James Financial Group's community banking — net revenue?
Bank of the James Financial Group (BOTJ) reported community banking — net revenue of $10.21M in Q1 2026.
How has Bank of the James Financial Group's community banking — net revenue changed year-over-year?
Bank of the James Financial Group's community banking — net revenue increased by 12.0% year-over-year, from $9.11M to $10.21M.
What is the long-term trend for Bank of the James Financial Group's community banking — net revenue?
Over 2 years (2023 to 2025), Bank of the James Financial Group's community banking — net revenue has grown at a 5.3% compound annual growth rate (CAGR), from $35.4M to $39.25M.
What does community banking — net revenue mean?
The total revenue generated by the community banking segment after accounting for interest expense. It reflects the core top-line performance of the segment's lending and deposit-taking activities.