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Bank of the James Financial Group BOTJ Community Banking — Supplies Expense

Other segment segments

Investment Advisory Services
$8K0.0%
Mortgage
$4K0.0%

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Other financials

Income statement

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Revenue$12.7M+15.4%
Net income$2.8M+229%
EPS (diluted)$0.61+221%

Balance sheet

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Cash & equivalents$88.0M-7.3%
Total debt$3.3M-14.8%
Total equity$81.3M+18.9%
Total assets$1.1B+4.9%

Cash flow

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Operating cash flow$4.7M+521%
CapEx$382.0K-38.6%
Free cash flow$4.4M+2,990%

Valuation

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Market cap$116.4M+84.6%
P/E10.6×+1.8×
P/S2.3×+0.9×

Profitability

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Net margin21.8%+7.1pp
FCF margin29.2%+11.9pp

Returns & leverage

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Return on equity14.6%+4.4pp
Debt / equity0.0×

Where this comes from

Reported directly by Bank of the James Financial Group in its filing.

Tagged under the XBRL concept us-gaap:SuppliesExpense.

The official record: Bank of the James Financial Group’s 10-Q, filed May 12, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Bank of the James Financial Group's community banking — supplies expense?
Bank of the James Financial Group (BOTJ) reported community banking — supplies expense of $148K in Q1 2026.
How has Bank of the James Financial Group's community banking — supplies expense changed year-over-year?
Bank of the James Financial Group's community banking — supplies expense increased by 13.8% year-over-year, from $130K to $148K.
What is the long-term trend for Bank of the James Financial Group's community banking — supplies expense?
Over 2 years (2023 to 2025), Bank of the James Financial Group's community banking — supplies expense has grown at a 8.4% compound annual growth rate (CAGR), from $489K to $575K.
What does community banking — supplies expense mean?
Operational costs associated with the procurement of materials and supplies necessary for the daily functioning of the community banking segment. This metric tracks the efficiency of administrative overhead management.