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Bank of the James Financial Group BOTJ Investment Advisory Services — Other Noninterest Expense

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Other financials

Income statement

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Revenue$12.7M+15.4%
Net income$2.8M+229%
EPS (diluted)$0.61+221%

Balance sheet

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Cash & equivalents$88.0M-7.3%
Total debt$3.3M-14.8%
Total equity$81.3M+18.9%
Total assets$1.1B+4.9%

Cash flow

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Operating cash flow$4.7M+521%
CapEx$382.0K-38.6%
Free cash flow$4.4M+2,990%

Valuation

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Market cap$116.4M+84.6%
P/E10.6×+1.8×
P/S2.3×+0.9×

Profitability

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Net margin21.8%+7.1pp
FCF margin29.2%+11.9pp

Returns & leverage

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Return on equity14.6%+4.4pp
Debt / equity0.0×

Where this comes from

Reported directly by Bank of the James Financial Group in its filing.

Tagged under the XBRL concept us-gaap:OtherNoninterestExpense.

The official record: Bank of the James Financial Group’s 10-Q, filed May 12, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Bank of the James Financial Group's investment advisory services — other noninterest expense?
Bank of the James Financial Group (BOTJ) reported investment advisory services — other noninterest expense of $35K in Q1 2026.
How has Bank of the James Financial Group's investment advisory services — other noninterest expense changed year-over-year?
Bank of the James Financial Group's investment advisory services — other noninterest expense decreased by 0.0% year-over-year, from $35K to $35K.
What is the long-term trend for Bank of the James Financial Group's investment advisory services — other noninterest expense?
Over 2 years (2023 to 2025), Bank of the James Financial Group's investment advisory services — other noninterest expense has grown at a 5.5% compound annual growth rate (CAGR), from $114K to $127K.
What does investment advisory services — other noninterest expense mean?
This metric represents miscellaneous operating costs incurred by the investment advisory segment that do not fall under standard categories like personnel or occupancy. It captures the residual overhead necessary to support advisory operations, such as administrative fees or minor operational charges. Monitoring this helps management identify hidden cost drivers within the segment's service delivery model.