What does lynchburg virginia — finance lease annual rent mean?

This metric reflects the total annualized cash obligation for finance leases associated with properties in a specific geographic segment. It aggregates the periodic rent payments to provide a clear view of the annual occupancy burden on the regional business unit. This figure is essential for modeling the fixed cost structure of the bank's physical operations.

Bank of the James Financial Group BOTJ Lynchburg Virginia — Finance Lease Annual Rent

Similar metrics at other companies

ROC

ROCWV — Lease Payments

$799.96K+300%

GCMGLease Cost

$2.96M+3.9%

DCTHU.S. — Operating Lease, Payments

$36K0.0%

IONSLease Payments

$6.1M+19.0%

CNDTRent lease and maintenance expense

$61M-9.0%

CTB

CTBILease Payments

$419K-6.7%

Other financials

Income statement

See full

Revenue$12.7M+15.4%

Net income$2.8M+229%

EPS (diluted)$0.61+221%

Balance sheet

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Cash & equivalents$88.0M-7.3%

Total debt$3.3M-14.8%

Total equity$81.3M+18.9%

Total assets$1.1B+4.9%

Cash flow

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Operating cash flow$4.7M+521%

CapEx$382.0K-38.6%

Free cash flow$4.4M+2,990%

Valuation

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Market cap$116.4M+84.6%

P/E10.6×+1.8×

P/S2.3×+0.9×

Profitability

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Net margin21.8%+7.1pp

FCF margin29.2%+11.9pp

Returns & leverage

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Return on equity14.6%+4.4pp

Debt / equity0×0.0×

Where this comes from

Reported directly by Bank of the James Financial Group in its filing.

Tagged under the XBRL concept botj:FinanceLeaseAnnualRent.

The official record: Bank of the James Financial Group’s 10-K, filed March 27, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Bank of the James Financial Group's lynchburg virginia — finance lease annual rent?: Bank of the James Financial Group (BOTJ) reported lynchburg virginia — finance lease annual rent of $117K in Q4 2025.
What does lynchburg virginia — finance lease annual rent mean?: This metric reflects the total annualized cash obligation for finance leases associated with properties in a specific geographic segment. It aggregates the periodic rent payments to provide a clear view of the annual occupancy burden on the regional business unit. This figure is essential for modeling the fixed cost structure of the bank's physical operations.