What does lynchburg virginia — monthly rent installments mean?

This metric represents the recurring monthly cash outflow required for lease payments on facilities within a specific geographic segment. It is a key component of the bank's fixed operating expenses and occupancy costs. Investors use this to evaluate the impact of real estate commitments on the segment's profitability.

Bank of the James Financial Group BOTJ Lynchburg Virginia — Monthly Rent Installments

Similar metrics at other companies

LWLGMonthly Rental Payments

$30.52K—

CTB

CTBILease Payments

$419K-6.7%

DCTHU.S. — Operating Lease, Payments

$36K0.0%

PNTGLease Payments

$11.71M+9.6%

TVTXLease Payments

$1.64M+2.9%

FELELease Payments

$5.72M+12.4%

Other financials

Income statement

See full

Revenue$12.7M+15.4%

Net income$2.8M+229%

EPS (diluted)$0.61+221%

Balance sheet

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Cash & equivalents$88.0M-7.3%

Total debt$3.3M-14.8%

Total equity$81.3M+18.9%

Total assets$1.1B+4.9%

Cash flow

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Operating cash flow$4.7M+521%

CapEx$382.0K-38.6%

Free cash flow$4.4M+2,990%

Valuation

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Market cap$116.4M+84.6%

P/E10.6×+1.8×

P/S2.3×+0.9×

Profitability

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Net margin21.8%+7.1pp

FCF margin29.2%+11.9pp

Returns & leverage

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Return on equity14.6%+4.4pp

Debt / equity0×0.0×

Where this comes from

Reported directly by Bank of the James Financial Group in its filing.

Tagged under the XBRL concept botj:MonthlyRentInstallments.

The official record: Bank of the James Financial Group’s 10-K, filed March 27, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Bank of the James Financial Group's lynchburg virginia — monthly rent installments?: Bank of the James Financial Group (BOTJ) reported lynchburg virginia — monthly rent installments of $9.75K in Q4 2025.
What does lynchburg virginia — monthly rent installments mean?: This metric represents the recurring monthly cash outflow required for lease payments on facilities within a specific geographic segment. It is a key component of the bank's fixed operating expenses and occupancy costs. Investors use this to evaluate the impact of real estate commitments on the segment's profitability.