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Bank of the James Financial Group BOTJ Debt Maturity - Over 10 Years

Debt Maturity - Over 10 Years at other companies

PRO
Provident Financial HoldingsPROV
$92K-39.9%
Financial Institutions logo
Financial InstitutionsFISI
$889.67M-4.9%
First Commonwealth Financial logo
First Commonwealth FinancialFCF
$0
Center Bancorp logo
Center BancorpCNOB
$494.69M+107%

Other financials

Income statement

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Revenue$12.7M+15.4%
Net income$2.8M+229%
EPS (diluted)$0.61+221%

Balance sheet

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Cash & equivalents$88.0M-7.3%
Total debt$3.3M-14.8%
Total equity$81.3M+18.9%
Total assets$1.1B+4.9%

Cash flow

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Operating cash flow$4.7M+521%
CapEx$382.0K-38.6%
Free cash flow$4.4M+2,990%

Valuation

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Market cap$116.4M+84.6%
P/E10.6×+1.8×
P/S2.3×+0.9×

Profitability

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Net margin21.8%+7.1pp
FCF margin29.2%+11.9pp

Returns & leverage

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Return on equity14.6%+4.4pp
Debt / equity0.0×

Where this comes from

Reported directly by Bank of the James Financial Group in its filing.

Tagged under the XBRL concept us-gaap:AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsAmortizedCost.

The official record: Bank of the James Financial Group’s 10-Q, filed May 12, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Bank of the James Financial Group's debt maturity - over 10 years?
Bank of the James Financial Group (BOTJ) reported debt maturity - over 10 years of $126.52M in Q1 2026.
How has Bank of the James Financial Group's debt maturity - over 10 years changed year-over-year?
Bank of the James Financial Group's debt maturity - over 10 years increased by 29.0% year-over-year, from $98.07M to $126.52M.
What is the long-term trend for Bank of the James Financial Group's debt maturity - over 10 years?
Over 4 years (2021 to 2025), Bank of the James Financial Group's debt maturity - over 10 years has grown at a 7.8% compound annual growth rate (CAGR), from $76.21M to $102.84M.
What does debt maturity - over 10 years mean?
This metric represents the portion of long-term debt obligations scheduled to mature beyond a ten-year horizon. It provides insight into the company's long-term capital structure and interest rate risk exposure. Investors use this to assess the stability of the firm's long-term funding profile.