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Bank of the James Financial Group BOTJ Lease Liability Payments - Due Year Five

Lease Liability Payments - Due Year Five at other companies

Financial Institutions logo
Financial InstitutionsFISI
$2.36M+5.6%
First Commonwealth Financial logo
First Commonwealth FinancialFCF
$4.22M-5.6%

Other financials

Income statement

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Revenue$12.7M+15.4%
Net income$2.8M+229%
EPS (diluted)$0.61+221%

Balance sheet

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Cash & equivalents$88.0M-7.3%
Total debt$3.3M-14.8%
Total equity$81.3M+18.9%
Total assets$1.1B+4.9%

Cash flow

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Operating cash flow$4.7M+521%
CapEx$382.0K-38.6%
Free cash flow$4.4M+2,990%

Valuation

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Market cap$116.4M+84.6%
P/E10.6×+1.8×
P/S2.3×+0.9×

Profitability

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Net margin21.8%+7.1pp
FCF margin29.2%+11.9pp

Returns & leverage

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Return on equity14.6%+4.4pp
Debt / equity0.0×

Where this comes from

Reported directly by Bank of the James Financial Group in its filing.

Tagged under the XBRL concept us-gaap:FinanceLeaseLiabilityPaymentsDueYearFive.

The official record: Bank of the James Financial Group’s 10-K, filed March 27, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Bank of the James Financial Group's lease liability payments - due year five?
Bank of the James Financial Group (BOTJ) reported lease liability payments - due year five of $51K in Q4 2025.
How has Bank of the James Financial Group's lease liability payments - due year five changed year-over-year?
Bank of the James Financial Group's lease liability payments - due year five decreased by 84.3% year-over-year, from $325K to $51K.
What is the long-term trend for Bank of the James Financial Group's lease liability payments - due year five?
Over 4 years (2021 to 2025), Bank of the James Financial Group's lease liability payments - due year five has grown at a -43.9% compound annual growth rate (CAGR), from $515K to $51K.
What does lease liability payments - due year five mean?
This metric represents the contractual cash outflows required for operating and finance leases specifically due in the fifth year following the reporting date. It provides visibility into long-term fixed obligations and helps analysts model future cash flow requirements for leased assets.