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Bank of the James Financial Group BOTJ Lease Liability Payments - Remainder of Fiscal Year

Lease Liability Payments - Remainder of Fiscal Year at other companies

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$7K-12.5%
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$3.43M+3.8%
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$4.05M-25.4%
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Center BancorpCNOB
$5.87M+64.1%

Other financials

Income statement

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Revenue$12.7M+15.4%
Net income$2.8M+229%
EPS (diluted)$0.61+221%

Balance sheet

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Cash & equivalents$88.0M-7.3%
Total debt$3.3M-14.8%
Total equity$81.3M+18.9%
Total assets$1.1B+4.9%

Cash flow

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Operating cash flow$4.7M+521%
CapEx$382.0K-38.6%
Free cash flow$4.4M+2,990%

Valuation

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Market cap$116.4M+84.6%
P/E10.6×+1.8×
P/S2.3×+0.9×

Profitability

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Net margin21.8%+7.1pp
FCF margin29.2%+11.9pp

Returns & leverage

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Return on equity14.6%+4.4pp
Debt / equity0.0×

Where this comes from

Reported directly by Bank of the James Financial Group in its filing.

Tagged under the XBRL concept us-gaap:LesseeOperatingLeaseLiabilityPaymentsDueNextTwelveMonths.

The official record: Bank of the James Financial Group’s 10-K, filed March 27, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Bank of the James Financial Group's lease liability payments - remainder of fiscal year?
Bank of the James Financial Group (BOTJ) reported lease liability payments - remainder of fiscal year of $177K in Q4 2025.
How has Bank of the James Financial Group's lease liability payments - remainder of fiscal year changed year-over-year?
Bank of the James Financial Group's lease liability payments - remainder of fiscal year increased by 2.9% year-over-year, from $172K to $177K.
What is the long-term trend for Bank of the James Financial Group's lease liability payments - remainder of fiscal year?
Over 4 years (2021 to 2025), Bank of the James Financial Group's lease liability payments - remainder of fiscal year has grown at a 12.6% compound annual growth rate (CAGR), from $110K to $177K.
What does lease liability payments - remainder of fiscal year mean?
The contractual cash obligations for operating and finance leases due within the remaining months of the current fiscal year. This provides a short-term view of the company's fixed lease commitments. It is a critical component for assessing near-term liquidity and cash flow requirements.