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Bank of the James Financial Group BOTJ Operating Lease ROU Assets

Operating Lease ROU Assets at other companies

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$3.63B-3.3%
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$2.24M+24.2%
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$25.7M-5.5%

Other financials

Income statement

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Revenue$12.7M+15.4%
Net income$2.8M+229%
EPS (diluted)$0.61+221%

Balance sheet

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Cash & equivalents$88.0M-7.3%
Total debt$3.3M-14.8%
Total equity$81.3M+18.9%
Total assets$1.1B+4.9%

Cash flow

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Operating cash flow$4.7M+521%
CapEx$382.0K-38.6%
Free cash flow$4.4M+2,990%

Valuation

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Market cap$116.4M+84.6%
P/E10.6×+1.8×
P/S2.3×+0.9×

Profitability

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Net margin21.8%+7.1pp
FCF margin29.2%+11.9pp

Returns & leverage

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Return on equity14.6%+4.4pp
Debt / equity0.0×

Where this comes from

Reported directly by Bank of the James Financial Group in its filing.

Tagged under the XBRL concept us-gaap:OperatingLeaseRightOfUseAsset.

The official record: Bank of the James Financial Group’s 10-K, filed March 27, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Bank of the James Financial Group's operating lease ROU assets?
Bank of the James Financial Group (BOTJ) reported operating lease ROU assets of $1.09M in Q4 2025.
How has Bank of the James Financial Group's operating lease ROU assets changed year-over-year?
Bank of the James Financial Group's operating lease ROU assets decreased by 11.2% year-over-year, from $1.23M to $1.09M.
What is the long-term trend for Bank of the James Financial Group's operating lease ROU assets?
Over 5 years (2020 to 2025), Bank of the James Financial Group's operating lease ROU assets has grown at a -4.3% compound annual growth rate (CAGR), from $1.36M to $1.09M.
What does operating lease ROU assets mean?
This asset represents the company's right to use a leased item, such as office space or data center facilities, over the lease term. It is recognized under modern accounting standards to reflect the financial commitment of long-term operating leases. It provides visibility into the company's fixed operational footprint.