Skip to content

Bank of the James Financial Group BOTJ Increase Decrease In Interest Payable Net

Increase Decrease In Interest Payable Net at other companies

C&F Financial logo
C&F FinancialCFFI
$897K+290%
National Bankshares logo
National BanksharesNKSH
$19K+168%
Civista Bancshares logo
Civista BancsharesCIVB
-$1.24M-70,643%
SMB
SmartFinancialSMBK
-$2.89M-343%
First Commonwealth Financial logo
First Commonwealth FinancialFCF
-$694K-503%

Other financials

Income statement

See full
Revenue$12.7M+15.4%
Net income$2.8M+229%
EPS (diluted)$0.61+221%

Balance sheet

See full
Cash & equivalents$88.0M-7.3%
Total debt$3.3M-14.8%
Total equity$81.3M+18.9%
Total assets$1.1B+4.9%

Cash flow

See full
Operating cash flow$4.7M+521%
CapEx$382.0K-38.6%
Free cash flow$4.4M+2,990%

Valuation

See full
Market cap$116.4M+84.6%
P/E10.6×+1.8×
P/S2.3×+0.9×

Profitability

See full
Net margin21.8%+7.1pp
FCF margin29.2%+11.9pp

Returns & leverage

See full
Return on equity14.6%+4.4pp
Debt / equity0.0×

Where this comes from

Reported directly by Bank of the James Financial Group in its filing.

Tagged under the XBRL concept us-gaap:IncreaseDecreaseInInterestPayableNet.

The official record: Bank of the James Financial Group’s 10-Q, filed May 12, 2026, on SEC EDGAR. View the filing →

Ask your AI about Bank of the James Financial Group's increase decrease in interest payable net.

Connect your AI assistant and compare it to peers, right in your chat.

Connect your AI
Harbor at dusk
Claude

Questions, answered.

What is Bank of the James Financial Group's increase decrease in interest payable net?
Bank of the James Financial Group (BOTJ) reported increase decrease in interest payable net of -$42K in Q1 2026.
How has Bank of the James Financial Group's increase decrease in interest payable net changed year-over-year?
Bank of the James Financial Group's increase decrease in interest payable net decreased by 23.5% year-over-year, from -$34K to -$42K.
What is the long-term trend for Bank of the James Financial Group's increase decrease in interest payable net?
Over 2 years (2021 to 2023), Bank of the James Financial Group's increase decrease in interest payable net has grown at a 216.6% compound annual growth rate (CAGR), from -$39K to $391K.
What does increase decrease in interest payable net mean?
Reflects the net change in interest expense that has been incurred on deposits or borrowings but remains unpaid at the end of the reporting period. Monitoring this helps assess the bank's short-term liability management and the impact of timing on cash outflows related to interest-bearing obligations.