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Bank of the James Financial Group BOTJ Operating Lease Liability Payments Due

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Other financials

Income statement

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Revenue$12.7M+15.4%
Net income$2.8M+229%
EPS (diluted)$0.61+221%

Balance sheet

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Cash & equivalents$88.0M-7.3%
Total debt$3.3M-14.8%
Total equity$81.3M+18.9%
Total assets$1.1B+4.9%

Cash flow

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Operating cash flow$4.7M+521%
CapEx$382.0K-38.6%
Free cash flow$4.4M+2,990%

Valuation

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Market cap$116.4M+84.6%
P/E10.6×+1.8×
P/S2.3×+0.9×

Profitability

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Net margin21.8%+7.1pp
FCF margin29.2%+11.9pp

Returns & leverage

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Return on equity14.6%+4.4pp
Debt / equity0.0×

Where this comes from

Reported directly by Bank of the James Financial Group in its filing.

Tagged under the XBRL concept us-gaap:LesseeOperatingLeaseLiabilityPaymentsDue.

The official record: Bank of the James Financial Group’s 10-K, filed March 27, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Bank of the James Financial Group's operating lease liability payments due?
Bank of the James Financial Group (BOTJ) reported operating lease liability payments due of $1.38M in Q4 2025.
How has Bank of the James Financial Group's operating lease liability payments due changed year-over-year?
Bank of the James Financial Group's operating lease liability payments due decreased by 11.1% year-over-year, from $1.55M to $1.38M.
What is the long-term trend for Bank of the James Financial Group's operating lease liability payments due?
Over 4 years (2021 to 2025), Bank of the James Financial Group's operating lease liability payments due has grown at a -4.8% compound annual growth rate (CAGR), from $1.68M to $1.38M.
What does operating lease liability payments due mean?
This represents the total future cash outflows required to satisfy operating lease agreements. It reflects the company's reliance on leased assets rather than owned assets to conduct business operations. Monitoring this helps evaluate the company's operational leverage and fixed cost structure.