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Bank of the James Financial Group BOTJ Proceeds From Sale Of Loans Held For Sale

Proceeds From Sale Of Loans Held For Sale at other companies

Atlantic Union Bankshares logo
Atlantic Union BanksharesAUB
$87.42M+99.6%
C&F Financial logo
C&F FinancialCFFI
$164.12M+52.0%
First Community Corporation logo
First Community CorporationFCCO
$29.87M+2.6%
First National Corp. logo
First National Corp.FXNC
$1.55M+278%
Regions Financial logo
Regions FinancialRF
$2.05B+39.6%
Financial Institutions logo
Financial InstitutionsFISI
$10.95M+58.9%

Other financials

Income statement

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Revenue$12.7M+15.4%
Net income$2.8M+229%
EPS (diluted)$0.61+221%

Balance sheet

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Cash & equivalents$88.0M-7.3%
Total debt$3.3M-14.8%
Total equity$81.3M+18.9%
Total assets$1.1B+4.9%

Cash flow

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Operating cash flow$4.7M+521%
CapEx$382.0K-38.6%
Free cash flow$4.4M+2,990%

Valuation

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Market cap$116.4M+84.6%
P/E10.6×+1.8×
P/S2.3×+0.9×

Profitability

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Net margin21.8%+7.1pp
FCF margin29.2%+11.9pp

Returns & leverage

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Return on equity14.6%+4.4pp
Debt / equity0.0×

Where this comes from

Reported directly by Bank of the James Financial Group in its filing.

Tagged under the XBRL concept us-gaap:ProceedsFromSaleOfLoansHeldForSale.

The official record: Bank of the James Financial Group’s 10-Q, filed May 12, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Bank of the James Financial Group's proceeds from sale of loans held for sale?
Bank of the James Financial Group (BOTJ) reported proceeds from sale of loans held for sale of $44.97M in Q1 2026.
How has Bank of the James Financial Group's proceeds from sale of loans held for sale changed year-over-year?
Bank of the James Financial Group's proceeds from sale of loans held for sale increased by 34.5% year-over-year, from $33.44M to $44.97M.
What is the long-term trend for Bank of the James Financial Group's proceeds from sale of loans held for sale?
Over 4 years (2021 to 2025), Bank of the James Financial Group's proceeds from sale of loans held for sale has grown at a -15.3% compound annual growth rate (CAGR), from $344.97M to $177.38M.
What does proceeds from sale of loans held for sale mean?
The total cash received from the sale of loans that were specifically originated or acquired for the purpose of resale in the secondary market. This reflects the institution's mortgage banking activity and its ability to generate fee-based revenue through loan turnover.