Skip to content

Bank of the James Financial Group BOTJ Additional Federal Home Loan Bank Advances

Additional Federal Home Loan Bank Advances at other companies

Southern Missouri Bancorp logo
Southern Missouri BancorpSMBC
$33.9M
PNC Financial Services logo
PNC Financial ServicesPNC
$10B
Texas Community Bancshares, Inc. logo
Texas Community Bancshares, Inc.TCBS
$41.57M-16.1%
Independent Bank Corporation logo
Independent Bank CorporationIBCP
$77M+71.1%
Camden National logo
Camden NationalCAC
$328M+0.9%
West Bancorporation logo
West BancorporationWTBA
$2.24M+0.4%

Other financials

Income statement

See full
Revenue$12.7M+15.4%
Net income$2.8M+229%
EPS (diluted)$0.61+221%

Balance sheet

See full
Cash & equivalents$88.0M-7.3%
Total debt$3.3M-14.8%
Total equity$81.3M+18.9%
Total assets$1.1B+4.9%

Cash flow

See full
Operating cash flow$4.7M+521%
CapEx$382.0K-38.6%
Free cash flow$4.4M+2,990%

Valuation

See full
Market cap$116.4M+84.6%
P/E10.6×+1.8×
P/S2.3×+0.9×

Profitability

See full
Net margin21.8%+7.1pp
FCF margin29.2%+11.9pp

Returns & leverage

See full
Return on equity14.6%+4.4pp
Debt / equity0.0×

Where this comes from

Reported directly by Bank of the James Financial Group in its filing.

Tagged under the XBRL concept botj:AdditionalFederalHomeLoanBankAdvances.

The official record: Bank of the James Financial Group’s 10-K, filed March 27, 2026, on SEC EDGAR. View the filing →

Ask your AI about Bank of the James Financial Group's additional federal home loan bank advances.

Connect your AI assistant and compare it to peers, right in your chat.

Connect your AI
Harbor at dusk
Claude

Questions, answered.

What is Bank of the James Financial Group's additional federal home loan bank advances?
Bank of the James Financial Group (BOTJ) reported additional federal home loan bank advances of $47.57M in Q4 2025.
How has Bank of the James Financial Group's additional federal home loan bank advances changed year-over-year?
Bank of the James Financial Group's additional federal home loan bank advances increased by 138.9% year-over-year, from $19.91M to $47.57M.
What is the long-term trend for Bank of the James Financial Group's additional federal home loan bank advances?
Over 4 years (2021 to 2025), Bank of the James Financial Group's additional federal home loan bank advances has grown at a 22.7% compound annual growth rate (CAGR), from $21.01M to $47.57M.
What does additional federal home loan bank advances mean?
This metric tracks the incremental borrowing from the Federal Home Loan Bank (FHLB) system used to supplement the bank's liquidity needs. It indicates the bank's reliance on external wholesale funding to support lending activities or manage cash flow gaps. Frequent or high usage may signal a tightening of core deposit growth relative to loan demand.