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Bank of the James Financial Group BOTJ Amortization Of Financing Costs

Amortization Of Financing Costs at other companies

First National Corp. logo
First National Corp.FXNC
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Center Bancorp logo
Center BancorpCNOB
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Other financials

Income statement

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Revenue$12.7M+15.4%
Net income$2.8M+229%
EPS (diluted)$0.61+221%

Balance sheet

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Cash & equivalents$88.0M-7.3%
Total debt$3.3M-14.8%
Total equity$81.3M+18.9%
Total assets$1.1B+4.9%

Cash flow

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Operating cash flow$4.7M+521%
CapEx$382.0K-38.6%
Free cash flow$4.4M+2,990%

Valuation

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Market cap$116.4M+84.6%
P/E10.6×+1.8×
P/S2.3×+0.9×

Profitability

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Net margin21.8%+7.1pp
FCF margin29.2%+11.9pp

Returns & leverage

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Return on equity14.6%+4.4pp
Debt / equity0×0.0×

Where this comes from

Reported directly by Bank of the James Financial Group in its filing.

Tagged under the XBRL concept us-gaap:AmortizationOfFinancingCosts.

The official record: Bank of the James Financial Group’s 10-Q, filed August 13, 2025, on SEC EDGAR. View the filing →

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Questions, answered.

What is Bank of the James Financial Group's amortization of financing costs?
Bank of the James Financial Group (BOTJ) reported amortization of financing costs of $1K in Q2 2025.
How has Bank of the James Financial Group's amortization of financing costs changed year-over-year?
Bank of the James Financial Group's amortization of financing costs decreased by 0.0% year-over-year, from $1K to $1K.
What does amortization of financing costs mean?
The systematic allocation of costs incurred to obtain debt financing over the term of the related debt instrument. This expense reflects the non-cash recognition of fees paid to lenders or underwriters, impacting the effective interest expense reported on the income statement.