How has Bank of the James Financial Group's gross unrealized gains changed year-over-year?

Bank of the James Financial Group's gross unrealized gains increased by 200.0% year-over-year, from $161K to $483K.

What is the long-term trend for Bank of the James Financial Group's gross unrealized gains?

Over 4 years (2020 to 2025), Bank of the James Financial Group's gross unrealized gains has grown at a -25.7% compound annual growth rate (CAGR), from $2.71M to $825K.

Bank of the James Financial Group BOTJ Gross Unrealized Gains

Gross Unrealized Gains at other companies

Wells Fargo & CompanyWFC

$992M+79.7%

PRO

Provident Financial HoldingsPROV

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First Community CorporationFCCO

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Capital City Bank GroupCCBG

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Financial InstitutionsFISI

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First Commonwealth FinancialFCF

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Other financials

Income statement

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Revenue$12.7M+15.4%

Net income$2.8M+229%

EPS (diluted)$0.61+221%

Balance sheet

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Cash & equivalents$88.0M-7.3%

Total debt$3.3M-14.8%

Total equity$81.3M+18.9%

Total assets$1.1B+4.9%

Cash flow

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Operating cash flow$4.7M+521%

CapEx$382.0K-38.6%

Free cash flow$4.4M+2,990%

Valuation

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Market cap$116.4M+84.6%

P/E10.6×+1.8×

P/S2.3×+0.9×

Profitability

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Net margin21.8%+7.1pp

FCF margin29.2%+11.9pp

Returns & leverage

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Return on equity14.6%+4.4pp

Debt / equity0×0.0×

Where this comes from

Reported directly by Bank of the James Financial Group in its filing.

Tagged under the XBRL concept us-gaap:AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedGainBeforeTax.

The official record: Bank of the James Financial Group’s 10-Q, filed May 12, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Bank of the James Financial Group's gross unrealized gains?: Bank of the James Financial Group (BOTJ) reported gross unrealized gains of $483K in Q1 2026.
How has Bank of the James Financial Group's gross unrealized gains changed year-over-year?: Bank of the James Financial Group's gross unrealized gains increased by 200.0% year-over-year, from $161K to $483K.
What is the long-term trend for Bank of the James Financial Group's gross unrealized gains?: Over 4 years (2020 to 2025), Bank of the James Financial Group's gross unrealized gains has grown at a -25.7% compound annual growth rate (CAGR), from $2.71M to $825K.