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Bank of the James Financial Group BOTJ Common Equity Tier I Capital To Average Assets Actual Amount

Common Equity Tier I Capital To Average Assets Actual Amount at other companies

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Camden NationalCAC
$576.31M+11.1%
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WSFS FinancialWSFS
$2.24B-0.7%
Pathward Financial, Inc. logo
Pathward Financial, Inc.CASH
$694.06M+7.0%
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WSFS FinancialWSFS
13.9%+0.1pp
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1st Source CorporationSRCE
6.5%0.0pp
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Tompkins FinancialTMP
$421.32M+6.4%

Other financials

Income statement

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Revenue$12.7M+15.4%
Net income$2.8M+229%
EPS (diluted)$0.61+221%

Balance sheet

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Cash & equivalents$88.0M-7.3%
Total debt$3.3M-14.8%
Total equity$81.3M+18.9%
Total assets$1.1B+4.9%

Cash flow

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Operating cash flow$4.7M+521%
CapEx$382.0K-38.6%
Free cash flow$4.4M+2,990%

Valuation

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Market cap$116.4M+84.6%
P/E10.6×+1.8×
P/S2.3×+0.9×

Profitability

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Net margin21.8%+7.1pp
FCF margin29.2%+11.9pp

Returns & leverage

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Return on equity14.6%+4.4pp
Debt / equity0.0×

Where this comes from

Reported directly by Bank of the James Financial Group in its filing.

Tagged under the XBRL concept botj:CommonEquityTierICapitalToAverageAssetsActualAmount.

The official record: Bank of the James Financial Group’s 10-K, filed March 27, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Bank of the James Financial Group's common equity tier i capital to average assets actual amount?
Bank of the James Financial Group (BOTJ) reported common equity tier i capital to average assets actual amount of $93.75M in Q4 2025.
How has Bank of the James Financial Group's common equity tier i capital to average assets actual amount changed year-over-year?
Bank of the James Financial Group's common equity tier i capital to average assets actual amount increased by 2.6% year-over-year, from $91.36M to $93.75M.
What does common equity tier i capital to average assets actual amount mean?
The total dollar amount of Common Equity Tier 1 (CET1) capital held by the institution relative to its average total assets. This metric measures the core capital strength available to absorb losses and support the bank's asset base. It is a primary indicator of financial stability and the ability to withstand adverse economic conditions.