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Bank of the James Financial Group BOTJ State

State at other companies

Riverview Bancorp logo
Riverview BancorpRVSB
-$49.25K-697%
Capital City Bank Group logo
Capital City Bank GroupCCBG
$168.25K+680%

Other financials

Income statement

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Revenue$12.7M+15.4%
Net income$2.8M+229%
EPS (diluted)$0.61+221%

Balance sheet

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Cash & equivalents$88.0M-7.3%
Total debt$3.3M-14.8%
Total equity$81.3M+18.9%
Total assets$1.1B+4.9%

Cash flow

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Operating cash flow$4.7M+521%
CapEx$382.0K-38.6%
Free cash flow$4.4M+2,990%

Valuation

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Market cap$116.4M+84.6%
P/E10.6×+1.8×
P/S2.3×+0.9×

Profitability

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Net margin21.8%+7.1pp
FCF margin29.2%+11.9pp

Returns & leverage

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Return on equity14.6%+4.4pp
Debt / equity0×0.0×

Where this comes from

Reported directly by Bank of the James Financial Group in its filing.

Tagged under the XBRL concept us-gaap:DeferredStateAndLocalIncomeTaxExpenseBenefit.

The official record: Bank of the James Financial Group’s 10-K, filed March 27, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Bank of the James Financial Group's state?
Bank of the James Financial Group (BOTJ) reported state of $31.5K in Q4 2025.
How has Bank of the James Financial Group's state changed year-over-year?
Bank of the James Financial Group's state decreased by 6.0% year-over-year, from $33.5K to $31.5K.
What does state mean?
Represents the change in deferred state and local income tax assets and liabilities during the reporting period. This metric reflects the impact of temporary differences between the financial statement carrying amounts of assets and liabilities and their respective tax bases at the state and local level.