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Bank of the James Financial Group BOTJ Financing Receivable Excluding Accrued Interest Before Allowance For Credit Loss Net Of Revolving Loans Converted To Term

Financing Receivable Excluding Accrued Interest Before Allowance For Credit Loss Net Of Revolving Loans Converted To Term at other companies

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Metropolitan Bank Holding Corp.MCB
$7.07B+11.1%
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$13.06B+16.4%
Texas Community Bancshares, Inc. logo
Texas Community Bancshares, Inc.TCBS
$297.46M+0.4%
FDS
Fifth District BancorpFDSB
$390.06M+3.2%
NFB
Northfield BancorpNFBK
$1.36M-52.3%
Primis Financial Corp. logo
Primis Financial Corp.FRST
$3.38B+11.7%

Other financials

Income statement

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Revenue$12.7M+15.4%
Net income$2.8M+229%
EPS (diluted)$0.61+221%

Balance sheet

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Cash & equivalents$88.0M-7.3%
Total debt$3.3M-14.8%
Total equity$81.3M+18.9%
Total assets$1.1B+4.9%

Cash flow

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Operating cash flow$4.7M+521%
CapEx$382.0K-38.6%
Free cash flow$4.4M+2,990%

Valuation

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Market cap$116.4M+84.6%
P/E10.6×+1.8×
P/S2.3×+0.9×

Profitability

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Net margin21.8%+7.1pp
FCF margin29.2%+11.9pp

Returns & leverage

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Return on equity14.6%+4.4pp
Debt / equity0.0×

Where this comes from

Reported directly by Bank of the James Financial Group in its filing.

Tagged under the XBRL concept botj:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLossNetOfRevolvingLoansConvertedToTerm.

The official record: Bank of the James Financial Group’s 10-Q, filed May 12, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Bank of the James Financial Group's financing receivable excluding accrued interest before allowance for credit loss net of revolving loans converted to term?
Bank of the James Financial Group (BOTJ) reported financing receivable excluding accrued interest before allowance for credit loss net of revolving loans converted to term of $655.33M in Q1 2026.
How has Bank of the James Financial Group's financing receivable excluding accrued interest before allowance for credit loss net of revolving loans converted to term changed year-over-year?
Bank of the James Financial Group's financing receivable excluding accrued interest before allowance for credit loss net of revolving loans converted to term increased by 0.9% year-over-year, from $649.41M to $655.33M.
What does financing receivable excluding accrued interest before allowance for credit loss net of revolving loans converted to term mean?
This metric measures the gross carrying amount of financing receivables, excluding accrued interest and the allowance for credit losses, specifically isolating the balance of non-revolving loans. It provides a clear view of the core loan portfolio size before accounting for potential credit deterioration or revolving credit fluctuations.