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Amortized cost at other companies

PRO
Provident Financial HoldingsPROV
$56K-98.7%
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Center BancorpCNOB
$2.66B

Other financials

Income statement

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Revenue$12.7M+15.4%
Net income$2.8M+229%
EPS (diluted)$0.61+221%

Balance sheet

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Cash & equivalents$88.0M-7.3%
Total debt$3.3M-14.8%
Total equity$81.3M+18.9%
Total assets$1.1B+4.9%

Cash flow

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Operating cash flow$4.7M+521%
CapEx$382.0K-38.6%
Free cash flow$4.4M+2,990%

Valuation

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Market cap$116.4M+84.6%
P/E10.6×+1.8×
P/S2.3×+0.9×

Profitability

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Net margin21.8%+7.1pp
FCF margin29.2%+11.9pp

Returns & leverage

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Return on equity14.6%+4.4pp
Debt / equity0.0×

Where this comes from

Reported directly by Bank of the James Financial Group in its filing.

Tagged under the XBRL concept us-gaap:FinancingReceivableExcludingAccruedInterestRevolving.

The official record: Bank of the James Financial Group’s 10-Q, filed May 12, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Bank of the James Financial Group's amortized cost?
Bank of the James Financial Group (BOTJ) reported amortized cost of $89.56M in Q1 2026.
How has Bank of the James Financial Group's amortized cost changed year-over-year?
Bank of the James Financial Group's amortized cost increased by 15.1% year-over-year, from $77.8M to $89.56M.
What is the long-term trend for Bank of the James Financial Group's amortized cost?
Over 2 years (2023 to 2025), Bank of the James Financial Group's amortized cost has grown at a 11.3% compound annual growth rate (CAGR), from $76.89M to $95.19M.
What does amortized cost mean?
This represents the amortized cost basis of revolving financing receivables, excluding accrued interest. It reflects the total principal amount currently outstanding on revolving credit facilities. This metric is vital for understanding the scale and utilization of the company's revolving credit product offerings.