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Bank of the James Financial Group BOTJ Financing Receivable Nonaccrual With Related Allowance

Financing Receivable Nonaccrual With Related Allowance at other companies

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Other financials

Income statement

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Revenue$12.7M+15.4%
Net income$2.8M+229%
EPS (diluted)$0.61+221%

Balance sheet

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Cash & equivalents$88.0M-7.3%
Total debt$3.3M-14.8%
Total equity$81.3M+18.9%
Total assets$1.1B+4.9%

Cash flow

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Operating cash flow$4.7M+521%
CapEx$382.0K-38.6%
Free cash flow$4.4M+2,990%

Valuation

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Market cap$116.4M+84.6%
P/E10.6×+1.8×
P/S2.3×+0.9×

Profitability

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Net margin21.8%+7.1pp
FCF margin29.2%+11.9pp

Returns & leverage

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Return on equity14.6%+4.4pp
Debt / equity0×0.0×

Where this comes from

Reported directly by Bank of the James Financial Group in its filing.

Tagged under the XBRL concept botj:FinancingReceivableNonaccrualWithRelatedAllowance.

The official record: Bank of the James Financial Group’s 10-Q, filed May 12, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Bank of the James Financial Group's financing receivable nonaccrual with related allowance?
Bank of the James Financial Group (BOTJ) reported financing receivable nonaccrual with related allowance of $73K in Q1 2026.
How has Bank of the James Financial Group's financing receivable nonaccrual with related allowance changed year-over-year?
Bank of the James Financial Group's financing receivable nonaccrual with related allowance increased by 1.4% year-over-year, from $72K to $73K.
What does financing receivable nonaccrual with related allowance mean?
This metric tracks the balance of loans that are on nonaccrual status and have a specific, allocated allowance for credit losses associated with them. It highlights the portion of the portfolio where credit risk is elevated and the bank has proactively reserved capital to cover potential losses.