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Bank of the James Financial Group BOTJ Income before provision for income taxes

Income before provision for income taxes at other companies

Capital City Bank Group logo
Capital City Bank GroupCCBG
$20.67M-6.0%

Segments

By segment

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All Other Segments881,900,000%+13.8%
Community Banking261,500,000%+289%
Holding Company86,000,000%+9.6%
Investment Advisory Services69,800,000%+21.8%
Mortgage28,900,000%+28,800%

Other financials

Income statement

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Revenue$12.7M+15.4%
Net income$2.8M+229%
EPS (diluted)$0.61+221%

Balance sheet

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Cash & equivalents$88.0M-7.3%
Total debt$3.3M-14.8%
Total equity$81.3M+18.9%
Total assets$1.1B+4.9%

Cash flow

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Operating cash flow$4.7M+521%
CapEx$382.0K-38.6%
Free cash flow$4.4M+2,990%

Valuation

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Market cap$116.4M+84.6%
P/E10.6×+1.8×
P/S2.3×+0.9×

Profitability

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Net margin21.8%+7.1pp
FCF margin29.2%+11.9pp

Returns & leverage

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Return on equity14.6%+4.4pp
Debt / equity0.0×

Where this comes from

Reported directly by Bank of the James Financial Group in its filing.

Tagged under the XBRL concept us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest.

The official record: Bank of the James Financial Group’s 10-Q, filed May 12, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Bank of the James Financial Group's income before provision for income taxes?
Bank of the James Financial Group (BOTJ) reported income before provision for income taxes of 347,900,000% in Q1 2026.
How has Bank of the James Financial Group's income before provision for income taxes changed year-over-year?
Bank of the James Financial Group's income before provision for income taxes increased by 234.8% year-over-year, from 103,900,000% to 347,900,000%.
What is the long-term trend for Bank of the James Financial Group's income before provision for income taxes?
Over 4 years (2021 to 2025), Bank of the James Financial Group's income before provision for income taxes has grown at a 3.1% compound annual growth rate (CAGR), from 1,661,200,000% to 1,880,000,000%.
What does income before provision for income taxes mean?
Measures the bank's profitability from core banking activities before accounting for income tax obligations. It provides a clear view of operational performance by stripping away the impact of tax jurisdictions and specific tax strategies. This is a fundamental metric for evaluating the underlying earnings power of the business.