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Bank of the James Financial Group BOTJ Effective Income Tax Rate Reconciliation at Federal Statutory Income Tax Rate, Amount

Effective Income Tax Rate Reconciliation at Federal Statutory Income Tax Rate, Amount at other companies

Riverview Bancorp logo
Riverview BancorpRVSB
-$306.25K-194%
Capital City Bank Group logo
Capital City Bank GroupCCBG
$4.29M+24.6%

Other financials

Income statement

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Revenue$12.7M+15.4%
Net income$2.8M+229%
EPS (diluted)$0.61+221%

Balance sheet

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Cash & equivalents$88.0M-7.3%
Total debt$3.3M-14.8%
Total equity$81.3M+18.9%
Total assets$1.1B+4.9%

Cash flow

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Operating cash flow$4.7M+521%
CapEx$382.0K-38.6%
Free cash flow$4.4M+2,990%

Valuation

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Market cap$116.4M+84.6%
P/E10.6×+1.8×
P/S2.3×+0.9×

Profitability

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Net margin21.8%+7.1pp
FCF margin29.2%+11.9pp

Returns & leverage

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Return on equity14.6%+4.4pp
Debt / equity0.0×

Where this comes from

Reported directly by Bank of the James Financial Group in its filing.

Tagged under the XBRL concept us-gaap:IncomeTaxReconciliationIncomeTaxExpenseBenefitAtFederalStatutoryIncomeTaxRate.

The official record: Bank of the James Financial Group’s 10-K, filed March 27, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Bank of the James Financial Group's effective income tax rate reconciliation at federal statutory income tax rate, amount?
Bank of the James Financial Group (BOTJ) reported effective income tax rate reconciliation at federal statutory income tax rate, amount of 234,000,000% in Q4 2025.
How has Bank of the James Financial Group's effective income tax rate reconciliation at federal statutory income tax rate, amount changed year-over-year?
Bank of the James Financial Group's effective income tax rate reconciliation at federal statutory income tax rate, amount increased by 12.3% year-over-year, from 208,400,000% to 234,000,000%.
What does effective income tax rate reconciliation at federal statutory income tax rate, amount mean?
The theoretical income tax expense calculated by applying the federal statutory tax rate to the company's pre-tax income. This serves as the baseline figure for reconciling the actual effective tax rate against the standard corporate tax rate.