Skip to content

Bank of the James Financial Group BOTJ Increase (Decrease) in Deposits

Increase (Decrease) in Deposits at other companies

Capital City Bank Group logo
Capital City Bank GroupCCBG
$89.31M-20.2%
VAB
Virginia National Bankshares CorporationVABK
First Commonwealth Financial logo
First Commonwealth FinancialFCF

Other financials

Income statement

See full
Revenue$12.7M+15.4%
Net income$2.8M+229%
EPS (diluted)$0.61+221%

Balance sheet

See full
Cash & equivalents$88.0M-7.3%
Total debt$3.3M-14.8%
Total equity$81.3M+18.9%
Total assets$1.1B+4.9%

Cash flow

See full
Operating cash flow$4.7M+521%
CapEx$382.0K-38.6%
Free cash flow$4.4M+2,990%

Valuation

See full
Market cap$116.4M+84.6%
P/E10.6×+1.8×
P/S2.3×+0.9×

Profitability

See full
Net margin21.8%+7.1pp
FCF margin29.2%+11.9pp

Returns & leverage

See full
Return on equity14.6%+4.4pp
Debt / equity0.0×

Where this comes from

Reported directly by Bank of the James Financial Group in its filing.

Tagged under the XBRL concept us-gaap:IncreaseDecreaseInDeposits.

The official record: Bank of the James Financial Group’s 10-Q, filed May 12, 2026, on SEC EDGAR. View the filing →

Ask your AI about Bank of the James Financial Group's increase (decrease) in deposits.

Connect your AI assistant and compare it to peers, right in your chat.

Connect your AI
Harbor at dusk
Claude

Questions, answered.

What is Bank of the James Financial Group's increase (decrease) in deposits?
Bank of the James Financial Group (BOTJ) reported increase (decrease) in deposits of $19.42M in Q1 2026.
How has Bank of the James Financial Group's increase (decrease) in deposits changed year-over-year?
Bank of the James Financial Group's increase (decrease) in deposits decreased by 33.7% year-over-year, from $29.28M to $19.42M.
What is the long-term trend for Bank of the James Financial Group's increase (decrease) in deposits?
Over 2 years (2021 to 2025), Bank of the James Financial Group's increase (decrease) in deposits has grown at a -32.3% compound annual growth rate (CAGR), from $122.09M to $55.88M.
What does increase (decrease) in deposits mean?
Represents the net change in total customer deposit balances held by the bank during the reporting period. This metric reflects the bank's ability to attract and retain core funding from retail and commercial clients, which is a primary driver of liquidity and lending capacity.