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Bank of the James Financial Group BOTJ Interest and Dividend Income, Operating

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Segments

By segment

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Community Banking$11.85M+5.5%

Other financials

Income statement

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Revenue$12.7M+15.4%
Net income$2.8M+229%
EPS (diluted)$0.61+221%

Balance sheet

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Cash & equivalents$88.0M-7.3%
Total debt$3.3M-14.8%
Total equity$81.3M+18.9%
Total assets$1.1B+4.9%

Cash flow

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Operating cash flow$4.7M+521%
CapEx$382.0K-38.6%
Free cash flow$4.4M+2,990%

Valuation

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Market cap$116.4M+84.6%
P/E10.6×+1.8×
P/S2.3×+0.9×

Profitability

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Net margin21.8%+7.1pp
FCF margin29.2%+11.9pp

Returns & leverage

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Return on equity14.6%+4.4pp
Debt / equity0.0×

Where this comes from

Reported directly by Bank of the James Financial Group in its filing.

Tagged under the XBRL concept us-gaap:InterestAndDividendIncomeOperating.

The official record: Bank of the James Financial Group’s 10-Q, filed May 12, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Bank of the James Financial Group's interest and dividend income, operating?
Bank of the James Financial Group (BOTJ) reported interest and dividend income, operating of $11.85M in Q1 2026.
How has Bank of the James Financial Group's interest and dividend income, operating changed year-over-year?
Bank of the James Financial Group's interest and dividend income, operating increased by 5.5% year-over-year, from $11.23M to $11.85M.
What is the long-term trend for Bank of the James Financial Group's interest and dividend income, operating?
Over 4 years (2021 to 2025), Bank of the James Financial Group's interest and dividend income, operating has grown at a 12.4% compound annual growth rate (CAGR), from $29.18M to $46.66M.
What does interest and dividend income, operating mean?
The aggregate of all interest and dividend income generated from the bank's various earning assets, including loans, securities, and other investments. This serves as a comprehensive indicator of the bank's total top-line interest-based revenue generation.