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Bank of the James Financial Group BOTJ Savings, interest checking and money market

Savings, interest checking and money market at other companies

C&F Financial logo
C&F FinancialCFFI
$2.26M+25.4%
VAB
Virginia National Bankshares CorporationVABK
$3.05M+1.7%

Other financials

Income statement

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Revenue$12.7M+15.4%
Net income$2.8M+229%
EPS (diluted)$0.61+221%

Balance sheet

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Cash & equivalents$88.0M-7.3%
Total debt$3.3M-14.8%
Total equity$81.3M+18.9%
Total assets$1.1B+4.9%

Cash flow

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Operating cash flow$4.7M+521%
CapEx$382.0K-38.6%
Free cash flow$4.4M+2,990%

Valuation

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Market cap$116.4M+84.6%
P/E10.6×+1.8×
P/S2.3×+0.9×

Profitability

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Net margin21.8%+7.1pp
FCF margin29.2%+11.9pp

Returns & leverage

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Return on equity14.6%+4.4pp
Debt / equity0.0×

Where this comes from

Reported directly by Bank of the James Financial Group in its filing.

Tagged under the XBRL concept us-gaap:InterestExpenseNOWAccountsMoneyMarketAccountsAndSavingsDeposits.

The official record: Bank of the James Financial Group’s 10-Q, filed May 12, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Bank of the James Financial Group's savings, interest checking and money market?
Bank of the James Financial Group (BOTJ) reported savings, interest checking and money market of $1.03M in Q1 2026.
How has Bank of the James Financial Group's savings, interest checking and money market changed year-over-year?
Bank of the James Financial Group's savings, interest checking and money market decreased by 17.6% year-over-year, from $1.25M to $1.03M.
What is the long-term trend for Bank of the James Financial Group's savings, interest checking and money market?
Over 4 years (2021 to 2025), Bank of the James Financial Group's savings, interest checking and money market has grown at a 72.1% compound annual growth rate (CAGR), from $564K to $4.95M.
What does savings, interest checking and money market mean?
Represents the total interest paid by the bank on liquid deposit products, including Negotiable Order of Withdrawal (NOW) accounts, money market accounts, and standard savings accounts. This metric reflects the cost of funding derived from core customer deposits that provide liquidity to the institution. It is a key indicator of the bank's deposit pricing strategy and sensitivity to interest rate fluctuations.