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Interest Expense at other companies

Capital City Bank Group logo
Capital City Bank GroupCCBG
$8.2M-0.4%

Segments

By segment

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Community Banking$3M-10.4%
All Other Segments$552K-21.5%
Holding Company$119K-30.4%

Other financials

Income statement

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Revenue$12.7M+15.4%
Net income$2.8M+229%
EPS (diluted)$0.61+221%

Balance sheet

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Cash & equivalents$88.0M-7.3%
Total debt$3.3M-14.8%
Total equity$81.3M+18.9%
Total assets$1.1B+4.9%

Cash flow

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Operating cash flow$4.7M+521%
CapEx$382.0K-38.6%
Free cash flow$4.4M+2,990%

Valuation

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Market cap$116.4M+84.6%
P/E10.6×+1.8×
P/S2.3×+0.9×

Profitability

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Net margin21.8%+7.1pp
FCF margin29.2%+11.9pp

Returns & leverage

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Return on equity14.6%+4.4pp
Debt / equity0.0×

Where this comes from

Reported directly by Bank of the James Financial Group in its filing.

Tagged under the XBRL concept us-gaap:InterestExpenseOperating.

The official record: Bank of the James Financial Group’s 10-Q, filed May 12, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Bank of the James Financial Group's interest expense?
Bank of the James Financial Group (BOTJ) reported interest expense of $3.12M in Q1 2026.
How has Bank of the James Financial Group's interest expense changed year-over-year?
Bank of the James Financial Group's interest expense decreased by 11.4% year-over-year, from $3.52M to $3.12M.
What is the long-term trend for Bank of the James Financial Group's interest expense?
Over 2 years (2023 to 2025), Bank of the James Financial Group's interest expense has grown at a 20.0% compound annual growth rate (CAGR), from $9.62M to $13.85M.
What does interest expense mean?
Represents the total interest expense incurred by the bank across all interest-bearing liabilities, including deposits, borrowings, and debt instruments. This is a primary measure of the bank's cost of funds and is critical for calculating the net interest margin. It reflects the overall efficiency of the bank's liability management in a given interest rate environment.