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Time deposits at other companies

C&F Financial logo
C&F FinancialCFFI
$7.59M-4.7%
Riverview Bancorp logo
Riverview BancorpRVSB
$2.08M-0.9%
National Bankshares logo
National BanksharesNKSH
$2.63M-20.5%
PRO
Provident Financial HoldingsPROV

Other financials

Income statement

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Revenue$12.7M+15.4%
Net income$2.8M+229%
EPS (diluted)$0.61+221%

Balance sheet

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Cash & equivalents$88.0M-7.3%
Total debt$3.3M-14.8%
Total equity$81.3M+18.9%
Total assets$1.1B+4.9%

Cash flow

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Operating cash flow$4.7M+521%
CapEx$382.0K-38.6%
Free cash flow$4.4M+2,990%

Valuation

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Market cap$116.4M+84.6%
P/E10.6×+1.8×
P/S2.3×+0.9×

Profitability

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Net margin21.8%+7.1pp
FCF margin29.2%+11.9pp

Returns & leverage

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Return on equity14.6%+4.4pp
Debt / equity0.0×

Where this comes from

Reported directly by Bank of the James Financial Group in its filing.

Tagged under the XBRL concept us-gaap:InterestExpenseTimeDeposits.

The official record: Bank of the James Financial Group’s 10-Q, filed May 12, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Bank of the James Financial Group's time deposits?
Bank of the James Financial Group (BOTJ) reported time deposits of $1.95M in Q1 2026.
How has Bank of the James Financial Group's time deposits changed year-over-year?
Bank of the James Financial Group's time deposits decreased by 6.0% year-over-year, from $2.08M to $1.95M.
What is the long-term trend for Bank of the James Financial Group's time deposits?
Over 4 years (2021 to 2025), Bank of the James Financial Group's time deposits has grown at a 65.5% compound annual growth rate (CAGR), from $1.11M to $8.28M.
What does time deposits mean?
Represents the interest expense incurred on certificates of deposit (CDs) and other fixed-term deposit instruments. These liabilities typically carry higher interest rates than liquid savings accounts and represent a more stable, albeit costlier, source of funding. Monitoring this helps assess the bank's reliance on term-based funding and its management of interest rate risk.