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Bank of the James Financial Group BOTJ Other Depreciation and Amortization

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Other financials

Income statement

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Revenue$12.7M+15.4%
Net income$2.8M+229%
EPS (diluted)$0.61+221%

Balance sheet

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Cash & equivalents$88.0M-7.3%
Total debt$3.3M-14.8%
Total equity$81.3M+18.9%
Total assets$1.1B+4.9%

Cash flow

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Operating cash flow$4.7M+521%
CapEx$382.0K-38.6%
Free cash flow$4.4M+2,990%

Valuation

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Market cap$116.4M+84.6%
P/E10.6×+1.8×
P/S2.3×+0.9×

Profitability

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Net margin21.8%+7.1pp
FCF margin29.2%+11.9pp

Returns & leverage

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Return on equity14.6%+4.4pp
Debt / equity0.0×

Where this comes from

Reported directly by Bank of the James Financial Group in its filing.

Tagged under the XBRL concept us-gaap:OtherDepreciationAndAmortization.

The official record: Bank of the James Financial Group’s 10-K, filed March 27, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Bank of the James Financial Group's other depreciation and amortization?
Bank of the James Financial Group (BOTJ) reported other depreciation and amortization of $332K in Q4 2025.
How has Bank of the James Financial Group's other depreciation and amortization changed year-over-year?
Bank of the James Financial Group's other depreciation and amortization decreased by 3.6% year-over-year, from $344.5K to $332K.
What is the long-term trend for Bank of the James Financial Group's other depreciation and amortization?
Over 4 years (2021 to 2025), Bank of the James Financial Group's other depreciation and amortization has grown at a -4.0% compound annual growth rate (CAGR), from $1.57M to $1.33M.
What does other depreciation and amortization mean?
Captures non-cash expenses related to the systematic allocation of the cost of tangible and intangible assets over their useful lives, excluding standard property and equipment depreciation. This metric reflects the ongoing consumption of the bank's operational infrastructure and intangible investments. It is a key component in reconciling net income to cash flow from operations.