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Other Time Deposits at other companies

Princeton Bancorp, Inc. logo
Princeton Bancorp, Inc.BPRN
$430.35M-19.0%
Arrow Financial logo
Arrow FinancialAROW
$634.83M+0.5%
Arrow Financial logo
Arrow FinancialAROW
$5.44M-1.7%
NSTS Bancorp, Inc. logo
NSTS Bancorp, Inc.NSTS
$996K-33.3%
Princeton Bancorp, Inc. logo
Princeton Bancorp, Inc.BPRN
22.2%-4.3pp
FRA
Franklin Financial Services CorporationFRAF
$22.06M-74.7%

Other financials

Income statement

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Revenue$12.7M+15.4%
Net income$2.8M+229%
EPS (diluted)$0.61+221%

Balance sheet

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Cash & equivalents$88.0M-7.3%
Total debt$3.3M-14.8%
Total equity$81.3M+18.9%
Total assets$1.1B+4.9%

Cash flow

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Operating cash flow$4.7M+521%
CapEx$382.0K-38.6%
Free cash flow$4.4M+2,990%

Valuation

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Market cap$116.4M+84.6%
P/E10.6×+1.8×
P/S2.3×+0.9×

Profitability

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Net margin21.8%+7.1pp
FCF margin29.2%+11.9pp

Returns & leverage

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Return on equity14.6%+4.4pp
Debt / equity0.0×

Where this comes from

Reported directly by Bank of the James Financial Group in its filing.

Tagged under the XBRL concept botj:OtherTimeDeposits.

The official record: Bank of the James Financial Group’s 10-K, filed March 27, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Bank of the James Financial Group's other time deposits?
Bank of the James Financial Group (BOTJ) reported other time deposits of $187.32M in Q4 2025.
How has Bank of the James Financial Group's other time deposits changed year-over-year?
Bank of the James Financial Group's other time deposits increased by 0.6% year-over-year, from $186.26M to $187.32M.
What is the long-term trend for Bank of the James Financial Group's other time deposits?
Over 5 years (2020 to 2025), Bank of the James Financial Group's other time deposits has grown at a 7.2% compound annual growth rate (CAGR), from $132.62M to $187.32M.
What does other time deposits mean?
This metric aggregates all time deposits that do not fall into specific high-value or standard categories, representing a portion of the bank's fixed-term funding base. It provides insight into the bank's reliance on retail or institutional time-bound deposits for long-term capital stability.