Bank of the James Financial Group BOTJ Capital Conservation Buffer
Capital Conservation Buffer at other companies
Other financials
Where this comes from
Reported directly by Bank of the James Financial Group in its filing.
Tagged under the XBRL concept us-gaap:CapitalToRiskWeightedAssets.
The official record: Bank of the James Financial Group’s 10-K, filed March 27, 2026, on SEC EDGAR. View the filing →
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Questions, answered.
- What is Bank of the James Financial Group's capital conservation buffer?
- Bank of the James Financial Group (BOTJ) reported capital conservation buffer of $0.13 in Q4 2025.
- How has Bank of the James Financial Group's capital conservation buffer changed year-over-year?
- Bank of the James Financial Group's capital conservation buffer decreased by 2.3% year-over-year, from $0.13 to $0.13.
- What is the long-term trend for Bank of the James Financial Group's capital conservation buffer?
- Over 5 years (2020 to 2025), Bank of the James Financial Group's capital conservation buffer has grown at a 0.5% compound annual growth rate (CAGR), from $0.12 to $0.13.
- What does capital conservation buffer mean?
- This represents the additional capital held by the bank above the minimum regulatory requirements, designed to absorb losses during periods of economic stress. It is a critical indicator of the bank's financial resilience and its capacity to continue lending during downturns. A higher buffer generally indicates a stronger capital position and lower risk of regulatory intervention.