What is Bogota Financial Corp.'s year three?

Bogota Financial Corp. (BSBK) reported year three of $28.87M in Q1 2026.

What does year three mean?

This represents the principal balance of financing receivables scheduled to mature or be repaid during the third year following the reporting date, excluding accrued interest. It provides a view into the intermediate-term composition of the loan portfolio. This metric is used to assess the bank's long-term asset duration and its exposure to interest rate fluctuations over a multi-year horizon.

Bogota Financial Corp. BSBK Year three

Year three at other companies

M&T BankMTB

$13.55B-4.7%

Kearny FinancialKRNY

$329.81M-63.7%

RBK

Rhinebeck Bancorp, Inc.RBKB

$130.48M-29.6%

Sound Financial BancorpSFBC

——

SR Bancorp, Inc.SRBK

——

Other financials

Income statement

See full

Revenue$4.7M+5.9%

Net income$705.9K-3.4%

EPS (diluted)$0.060.0%

Balance sheet

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Cash & equivalents$27.9M+9.0%

Total debt$69.4M+97.3%

Total equity$142.1M+2.7%

Total assets$877.2M-5.7%

Cash flow

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Operating cash flow$702.6K+4,487%

CapEx$29.3K-19.1%

Free cash flow$673.3K+1,390%

Valuation

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Market cap$116.46M+15.2%

Enterprise value$157.92M+20.3%

P/E56.4×—

P/S6.7×-0.4×

Profitability

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Net margin11.8%+8.5pp

FCF margin22%—

Returns & leverage

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Return on equity1.5%+1.1pp

Debt / equity0.5×+0.2×

Where this comes from

Reported directly by Bogota Financial Corp. in its filing.

Tagged under the XBRL concept us-gaap:FinancingReceivableExcludingAccruedInterestYearThreeOriginatedTwoYearsBeforeCurrentFiscalYear.

The official record: Bogota Financial Corp.’s 10-Q, filed May 13, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Bogota Financial Corp.'s year three?: Bogota Financial Corp. (BSBK) reported year three of $28.87M in Q1 2026.
What does year three mean?: This represents the principal balance of financing receivables scheduled to mature or be repaid during the third year following the reporting date, excluding accrued interest. It provides a view into the intermediate-term composition of the loan portfolio. This metric is used to assess the bank's long-term asset duration and its exposure to interest rate fluctuations over a multi-year horizon.