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Year three at other companies

OceanFirst Financial logo
OceanFirst FinancialOCFC
$559.48M+6.6%
Heritage Financial logo
Heritage FinancialHFWA
$668.58M+3.9%

Other financials

Income statement

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Revenue$45.3M+17.4%
Net income$10.1M+52.5%
EPS (diluted)$0.16+45.5%

Balance sheet

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Cash & equivalents$123.8M-1.8%
Total debt$1.1B-12.7%
Total equity$763.0M+2.0%
Total assets$7.6B-1.6%

Cash flow

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Operating cash flow$7.9M-52.8%
CapEx$305.0K+110%
Free cash flow$7.6M-54.2%

Valuation

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Market cap$573.95M+47.9%
Enterprise value$1.51B+2.3%
P/E16×
P/S3.3×+0.8×

Profitability

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Net margin20.7%+12.2pp
FCF margin17.3%+4.0pp

Returns & leverage

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Return on equity4.7%+2.9pp
Debt / equity1.4×-0.2×

Where this comes from

Reported directly by Kearny Financial in its filing.

Tagged under the XBRL concept us-gaap:FinancingReceivableExcludingAccruedInterestYearThreeOriginatedTwoYearsBeforeCurrentFiscalYear.

The official record: Kearny Financial’s 10-Q, filed May 7, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Kearny Financial's year three?
Kearny Financial (KRNY) reported year three of $329.81M in Q1 2026.
How has Kearny Financial's year three changed year-over-year?
Kearny Financial's year three decreased by 63.7% year-over-year, from $907.99M to $329.81M.
What is the long-term trend for Kearny Financial's year three?
Over 3 years (2022 to 2025), Kearny Financial's year three has grown at a 32.5% compound annual growth rate (CAGR), from $378.75M to $881.53M.
What does year three mean?
This represents the portion of financing receivables or loans scheduled to mature or be repaid during the third year following the reporting date. Analyzing this maturity bucket assists in evaluating the bank's long-term asset-liability management and interest rate risk exposure.