Other

Time Deposits

Citigroup Time Deposits increased by 5.4% to $249.06B in Q4 2025 compared to the prior quarter. Over 3 years (FY 2022 to FY 2025), Time Deposits shows relatively stable performance with a 0.9% CAGR.

Analysis

StatementBalance Sheet Statement
SectionOther
CategoryLiquidity
SignalContext dependent
VolatilityModerate
First reportedQ4 2022
Last reportedQ4 2025Feb 20, 2026

How to read this metric

An increase may signal a need for longer-term funding or a competitive response to rising interest rates to retain deposits.

Detailed definition

Time deposits represent interest-bearing accounts with a specified maturity date, such as certificates of deposit (CDs)....

Peer comparison

Commonly reported by all commercial banks as a component of total interest-bearing liabilities.

Metric ID: other_time_deposits

Historical Data

4 periods
 Q4 '22Q4 '23Q4 '24Q4 '25
Value$242.24B$280.48B$236.30B$249.06B
QoQ Change—+15.8%-15.8%+5.4%
YoY Change—+15.8%-15.8%+5.4%
Range$236.30B – $280.48B
Avg YoY Growth+1.8%
Median YoY Growth+5.4%

Geographic Breakdown

View all
SegmentQ4 '23Q4 '24Q4 '25
Outside U.S.$164.71B$153.97B$159.79B
Total$280.48B$236.30B$249.06B

Time Deposits at Other Companies

JPMorgan Chase logo
JPMorgan ChaseJPMView metric
Bank of America logo
Bank of AmericaBACView metric
Wells Fargo & Company logo
Wells Fargo & CompanyWFCView metric
Morgan Stanley logo
Morgan StanleyMSView metric

Frequently Asked Questions

What is Citigroup's time deposits?
Citigroup (C) reported time deposits of $249.06B in Q4 2025.
What is the long-term trend for Citigroup's time deposits?
Over 3 years (2022 to 2025), Citigroup's time deposits has grown at a 0.9% compound annual growth rate (CAGR), from $242.24B to $249.06B.
What does time deposits mean?
The total value of customer deposits held in accounts with fixed maturity dates.