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Credit Acceptance CACC Q1 2026 earnings

Reported May 5, 2026 · After market close

Revenue$580.0MMiss by $766.7K
EPS$10.71Beat by $0.10
Revenue estimate$580.8M
EPS estimate$10.61

Next report

Aug 4, 2026 (In 5 days)
Revenue estimate$588.1M
EPS estimate$12.20

Financials

Q1 2026

Income statement

See full
Revenue$580.0M+1.6%
Net income$135.8M+27.8%
EPS (diluted)$12.40+43.2%

Balance sheet

See full
Cash & equivalents$551.4M-50.8%
Total equity$1.5B-11.5%
Total assets$8.7B-6.1%

Cash flow

See full
Operating cash flow$346.8M+0.2%
CapEx$1.3M+333%
Free cash flow$345.5M-0.1%

Valuation & ratios

Valuation

as of 07/29/26
See full
Market cap$5.84B-2.4%
P/E12.9×-1.2×
P/S2.5×-0.1×

Profitability

See full
Net margin19.5%+6.5pp
FCF margin45.3%-7.4pp

Returns & leverage

See full
Return on equity28.1%+10.9pp

Versus estimates

Revenue

Q1 2026$580.0MMiss by $766.7K
Q4 2025$579.9MMiss by $5.5MQ3 2025$576.4MMiss by $17.4MQ2 2025$575.6MMiss by $14.1MQ1 2025$562.3MMiss by $4.9MQ4 2024$557.7MMiss by $7.0M

Diluted EPS

Q1 2026$10.71Beat by $0.10
Q4 2025$11.35Beat by $1.05Q3 2025$10.28Beat by $0.41Q2 2025$8.56Miss by $1.28Q1 2025$8.66Miss by $1.65Q4 2024$12.26Beat by $4.56

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Questions, answered.

When did Credit Acceptance report Q1 2026 earnings?
Credit Acceptance (CACC) reported Q1 2026 earnings on May 5, 2026 after market close.
What were Credit Acceptance's Q1 2026 revenue and EPS?
Credit Acceptance reported revenue of $580.0M and eps of $10.71 for Q1 2026.
Did Credit Acceptance beat estimates in Q1 2026?
Revenue missed the consensus estimate of $580.8M by $766.7K. EPS beat the consensus estimate of $10.61 by $0.10.
How did Credit Acceptance's Q1 2026 results compare year-over-year?
Compared to the same quarter a year prior, revenue grew 3.1% from $562.3M a year earlier and eps grew 23.7% from $8.66.
Where can I find Credit Acceptance's Q1 2026 SEC filings?
You can read the 8-K earnings release (0000885550-26-000079) and the 10-Q periodic report (0000885550-26-000080) directly on SEC EDGAR. The filing index links above go to sec.gov.