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Carter Bankshares, Inc. CARE Debit Card Expense

Debit Card Expense at other companies

Camden National logo
Camden NationalCAC
$1.62M-4.4%
First Financial Bankshares logo
First Financial BanksharesFFIN
$3.11M-7.9%
Independent Bank Corp logo
Independent Bank CorpINDB
$2.4M+24.1%
UBS
United BanksharesUBSI
$623K+3.8%
City Holding Company logo
City Holding CompanyCHCO
$2.12M-4.4%
Old Second Bancorp logo
Old Second BancorpOSBC
$1.52M+10.1%

Other financials

Income statement

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Revenue$106.9M+189%
Net income$85.8M+858%
EPS (diluted)$3.88+895%

Balance sheet

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Cash & equivalents$65.7M-70.9%
Total debt$10.9M+5.0%
Total equity$504.9M+25.7%
Total assets$4.8B+2.1%

Cash flow

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Operating cash flow$303.9M+4,667%
CapEx$1.5M+0.9%
Free cash flow$302.4M+6,131%

Valuation

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Market cap$726.22M+90.6%
P/E6.7×-7.1×
P/S3.3×+0.5×

Profitability

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Net margin48.5%+28.6pp
FCF margin147.6%

Returns & leverage

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Return on equity23.9%+16.6pp
Debt / equity0.0×

Where this comes from

Reported directly by Carter Bankshares, Inc. in its filing.

Tagged under the XBRL concept care:DebitCardExpense.

The official record: Carter Bankshares, Inc.’s 10-Q, filed May 7, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Carter Bankshares, Inc.'s debit card expense?
Carter Bankshares, Inc. (CARE) reported debit card expense of $1M in Q1 2026.
How has Carter Bankshares, Inc.'s debit card expense changed year-over-year?
Carter Bankshares, Inc.'s debit card expense increased by 0.9% year-over-year, from $992K to $1M.
What is the long-term trend for Carter Bankshares, Inc.'s debit card expense?
Over 4 years (2021 to 2025), Carter Bankshares, Inc.'s debit card expense has grown at a 10.8% compound annual growth rate (CAGR), from $2.78M to $4.19M.
What does debit card expense mean?
Captures the direct costs incurred by the bank to support its debit card program, including processing fees, network assessments, and card production costs. This expense is directly linked to the volume of debit card transactions processed by the bank's customers. Analyzing this metric helps evaluate the profitability of the bank's retail payment services and card-based product offerings.