Skip to content
Screener

Pathward Financial, Inc. CASH Commercial — Consumer lending program expenses

Similar metrics at other companies

Navient logo
NAVIConsumer Lending — Corporate Expenses
$0-100%
Navient logo
NAVIConsumer Lending — Operating Expenses
$42M+16.7%
Navient logo
NAVIConsumer Lending — Other Expenses
$18M+38.5%
Medallion Financial logo
MFINConsumer Lending — Noninterest Expense
$11.08M
Navient logo
NAVIConsumer Lending — Noninterest Expense
$42M+16.7%
Medallion Financial logo
MFINCommercial Lending — Noninterest Expense
$1.28M

Other financials

Income statement

See full
Revenue$189.6M-3.1%
Net income$29.0M-31.3%
EPS (diluted)$1.37-24.3%

Balance sheet

See full
Cash & equivalents$149.4M-42.2%
Total debt$223.8M+29.4%
Total equity$850.9M+3.9%
Total assets$7.3B+1.2%

Cash flow

See full
Operating cash flow$52.0M+71.1%
CapEx$3.4M+26.5%
Free cash flow$48.6M+75.4%

Valuation

See full
Market cap$1.8B+6.5%
Enterprise value$1.88B+16.8%
P/E10.3×+0.9×
P/S2.2×+0.1×

Profitability

See full
Net margin21.3%-0.4pp
FCF margin82.8%+49.5pp

Returns & leverage

See full
Return on equity21.1%-2.0pp
Debt / equity0.3×+0.1×

Where this comes from

Reported directly by Pathward Financial, Inc. in its filing.

Tagged under the XBRL concept cash:ConsumerLendingProgramExpense.

The source filing: Pathward Financial, Inc.’s 10-Q, filed August 6, 2026.

Filed
Aug 6, 2026, 4:16 PM EDT
Fiscal quarter
Q3 FY2026
Calendar quarter
Q2 2026
Accession
0000907471-26-000034
(Dollars in thousands) / Three Months Ended June 30,Consumer / 2026Consumer / 2025Commercial / 2026Commercial / 2025Corporate Services/Other / 2026Corporate Services/Other / 2025Total / 2026Total / 2025
Loan expenses436,6733,7886,6773,791
Legal and consulting5876571,2389934,2979,4446,12211,094
SG & A intercompany allocations18,20417,8308,7037,085(26,907)(24,915)
Consumer lending program expenses1054,9981054,998
Other expenses3,6022,7761,2072,4474,9294,5149,7389,737
Total noninterest expense66,04874,79237,98639,32225,08725,208129,121139,322
Income (loss) before income tax expense51,09545,0195,74622,850(24,627)(20,714)32,21447,155
Total assets328,692419,6544,767,3084,257,9712,218,3732,552,2197,314,3737,229,844

Item 1. Financial Statements.

FAQ

What is Pathward Financial, Inc.'s commercial — consumer lending program expenses?
Pathward Financial, Inc. (CASH) reported commercial — consumer lending program expenses of $0 in Q2 2026.
What does commercial — consumer lending program expenses mean?
Captures the direct operational costs associated with managing and servicing consumer-focused lending products within the commercial segment. It tracks the specific resources dedicated to maintaining these lending programs.

Ask your AI about Pathward Financial, Inc.'s commercial — consumer lending program expenses.

Connect your AI assistant and compare it to peers, right in your chat.

Connect your AI
Harbor at dusk
Claude