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Navient NAVI Consumer Lending — Operating Expenses
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Where this comes from
Reported directly by Navient in its filing.
Tagged under the XBRL concept us-gaap:OperatingExpenses.
The source filing: Navient’s 10-Q, filed August 7, 2026.
- Filed
- Aug 7, 2026, 4:09 PM EDT
- Fiscal quarter
- Q2 FY2026
- Calendar quarter
- Q2 2026
- Accession
- 0001193125-26-340245
| (Dollars in millions) | Total GAAP | Adjustments / Reclassi-fications | Adjustments / Additions/(Subtractions) | Adjustments / Total Adjustments (1) | Total Core Earnings | Reportable Segments / Consumer Lending | Reportable Segments / Federal Education Loans | Reportable Segments / Business Processing | Reportable Segments / Other |
|---|---|---|---|---|---|---|---|---|---|
| Expenses: | |||||||||
| Direct operating expenses | 57 | 42 | 15 | — | — | ||||
| Unallocated shared services expenses | 25 | — | — | — | 25 | ||||
| Operating expenses(2) | 82 | — | — | — | 82 | 42 | 15 | — | 25 |
| Goodwill and acquired intangible asset impairment and amortization | — | — | — | — | — | — | — | — | — |
| Restructuring/other reorganization expenses | 3 | — | — | — | 3 | — | — | — | 3 |
| Total expenses | 85 | — | — | — | 85 | 42 | 15 | — | 28 |
| Income (loss) before income tax expense (benefit) | 39 | — | (3) | (3) | 36 | 35 | 33 | — | (32) |
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FAQ
- What is Navient's consumer lending — operating expenses?
- Navient (NAVI) reported consumer lending — operating expenses of $42M in Q2 2026.
- How has Navient's consumer lending — operating expenses changed year-over-year?
- Navient's consumer lending — operating expenses increased by 16.7% year-over-year, from $36M to $42M.
- What is the long-term trend for Navient's consumer lending — operating expenses?
- Over 4 years (2021 to 2025), Navient's consumer lending — operating expenses has grown at a -2.4% compound annual growth rate (CAGR), from $163M to $148M.
- What does consumer lending — operating expenses mean?
- This is the total cost incurred to maintain the operations of the consumer lending segment, including direct costs and allocated overhead. It is a primary metric for assessing the segment's overall cost management and operational scale.
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