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Pathward Financial, Inc. CASH Refund transfer product expense

Refund transfer product expense at other companies

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Other financials

Income statement

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Revenue$276.3M+0.5%
Net income$72.9M-2.7%
EPS (diluted)$3.35+6.7%

Balance sheet

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Cash & equivalents$157.6M-38.0%
Total debt$82.7M+41.0%
Total equity$851.5M+4.5%
Total assets$7.1B+1.7%

Cash flow

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Operating cash flow$232.9M+23.7%
CapEx$2.3M-35.6%
Free cash flow$230.6M+24.8%

Valuation

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Market cap$1.79B+11.6%
Enterprise value$1.72B+20.9%
P/E9.5×+0.7×
P/S2.2×+0.2×

Profitability

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Net margin22.7%+0.5pp
FCF margin79.7%+36.0pp

Returns & leverage

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Return on equity22.7%-1.2pp
Debt / equity0.1×0.0×

Where this comes from

Reported directly by Pathward Financial, Inc. in its filing.

Tagged under the XBRL concept cash:FeesandCommissionsExpensesOther.

The official record: Pathward Financial, Inc.’s 10-K, filed November 25, 2025, on SEC EDGAR. View the filing →

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Questions, answered.

What is Pathward Financial, Inc.'s refund transfer product expense?
Pathward Financial, Inc. (CASH) reported refund transfer product expense of $2.88M in Q3 2025.
How has Pathward Financial, Inc.'s refund transfer product expense changed year-over-year?
Pathward Financial, Inc.'s refund transfer product expense increased by 1616.4% year-over-year, from $168K to $2.88M.
What is the long-term trend for Pathward Financial, Inc.'s refund transfer product expense?
Over 4 years (2021 to 2025), Pathward Financial, Inc.'s refund transfer product expense has grown at a -0.7% compound annual growth rate (CAGR), from $11.86M to $11.53M.
What does refund transfer product expense mean?
This represents specific operating expenses associated with the delivery of specialized financial products, such as refund transfer services. It captures the direct costs incurred to facilitate these niche consumer banking offerings. Monitoring this expense is vital for evaluating the operational efficiency and profitability of specific fee-based business lines.