Skip to content

Pathward Financial, Inc. CASH Capital Conservation Buffer

Capital Conservation Buffer at other companies

Banner Corporation logo
Banner CorporationBANR
$0.080.0%
Customers Bancorp logo
Customers BancorpCUBI

Other financials

Income statement

See full
Revenue$276.3M+0.5%
Net income$72.9M-2.7%
EPS (diluted)$3.35+6.7%

Balance sheet

See full
Cash & equivalents$157.6M-38.0%
Total debt$82.7M+41.0%
Total equity$851.5M+4.5%
Total assets$7.1B+1.7%

Cash flow

See full
Operating cash flow$232.9M+23.7%
CapEx$2.3M-35.6%
Free cash flow$230.6M+24.8%

Valuation

See full
Market cap$1.79B+11.6%
Enterprise value$1.72B+20.9%
P/E9.5×+0.7×
P/S2.2×+0.2×

Profitability

See full
Net margin22.7%+0.5pp
FCF margin79.7%+36.0pp

Returns & leverage

See full
Return on equity22.7%-1.2pp
Debt / equity0.1×0.0×

Where this comes from

Reported directly by Pathward Financial, Inc. in its filing.

Tagged under the XBRL concept us-gaap:TierOneRiskBasedCapitalRequiredForCapitalAdequacyToRiskWeightedAssets.

The official record: Pathward Financial, Inc.’s 10-K, filed November 25, 2025, on SEC EDGAR. View the filing →

Ask your AI about Pathward Financial, Inc.'s capital conservation buffer.

Connect your AI assistant and compare it to peers, right in your chat.

Connect your AI
Harbor at dusk
Claude

Questions, answered.

What is Pathward Financial, Inc.'s capital conservation buffer?
Pathward Financial, Inc. (CASH) reported capital conservation buffer of $0.06 in Q3 2025.
How has Pathward Financial, Inc.'s capital conservation buffer changed year-over-year?
Pathward Financial, Inc.'s capital conservation buffer decreased by 0.0% year-over-year, from $0.06 to $0.06.
What is the long-term trend for Pathward Financial, Inc.'s capital conservation buffer?
Over 5 years (2020 to 2025), Pathward Financial, Inc.'s capital conservation buffer has grown at a 0.0% compound annual growth rate (CAGR), from $0.06 to $0.06.
What does capital conservation buffer mean?
The capital conservation buffer is an additional layer of high-quality capital that banks are required to hold above their minimum regulatory requirements. It is designed to absorb losses during periods of economic stress and restricts capital distributions when the buffer is depleted. This metric reflects the institution's resilience and its capacity to withstand adverse market conditions.