Discontinued — last reported Q4 '25
Reserve for insurance claims
Chubb Reserve for insurance claims decreased by 0.5% to $88.02B in Q4 2025 compared to the prior quarter. Year-over-year, this metric grew by 4.8%, from $84.00B to $88.02B. Over 5 years (FY 2020 to FY 2025), Reserve for insurance claims shows an upward trend with a 5.5% CAGR. This is a positive signal — lower values indicate better performance for this metric.
Analysis
How to read this metric
An increase may signal higher expected future losses or business growth, while a decrease could indicate favorable loss development or shrinking exposure.
Detailed definition
This represents the estimated liability for insurance claims that have been reported but not yet paid, as well as claims...
Peer comparison
Standard across all property and casualty insurers; peers are evaluated based on reserve adequacy ratios.
ins_reserve_claimsHistorical Data
| Q2 '21 | Q3 '21 | Q4 '21 | Q1 '22 | Q2 '22 | Q3 '22 | Q4 '22 | Q1 '23 | Q2 '23 | Q3 '23 | Q4 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | $70.29B | $72.63B | $72.33B | $73.20B | $73.45B | $75.34B | $75.75B | $75.42B | $76.48B | $79.71B | $80.12B | $80.34B | $82.19B | $84.33B | $84.00B | $85.47B | $86.38B | $88.44B | $88.02B |
| QoQ Change | — | +3.3% | -0.4% | +1.2% | +0.3% | +2.6% | +0.5% | -0.4% | +1.4% | +4.2% | +0.5% | +0.3% | +2.3% | +2.6% | -0.4% | +1.7% | +1.1% | +2.4% | -0.5% |
| YoY Change | — | — | — | — | +4.5% | +3.7% | +4.7% | +3.0% | +4.1% | +5.8% | +5.8% | +6.5% | +7.5% | +5.8% | +4.8% | +6.4% | +5.1% | +4.9% | +4.8% |
Product Breakdown
| Segment | Q2 '22 | Q3 '22 | Q4 '22 | Q1 '23 | Q2 '23 | Q3 '23 | Q4 '23 | Q4 '24 |
|---|---|---|---|---|---|---|---|---|
| Boy Scouts of America Agreement in Principle | — | $600.00M | $800.00M | — | — | — | $800.00M | $500.00M |
| Accident and Health Insurance Product Line | $2.87B | $4.93B | — | $6.10B | $4.83B | $4.65B | — | — |
| Total | $73.45B | $75.34B | $75.75B | $75.42B | $76.48B | $79.71B | $80.12B | $84.00B |
Accident and Health Insurance Product Line, Boy Scouts of America Agreement in Principle were previously reported and have since been discontinued or reclassified. Only currently active segments are shown in the chart.
Business Segments
| Segment | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q1 '26 |
|---|---|---|---|---|---|---|---|---|
| Segment Life | $12.96B | $13.07B | $14.35B | $14.41B | $14.99B | $16.19B | $16.48B | $17.38B |
| Total | $80.34B | $82.19B | $84.33B | $84.00B | $85.47B | $86.38B | $88.44B | — |
Reserve for insurance claims at Other Companies
Frequently Asked Questions
- What is Chubb's reserve for insurance claims?
- Chubb (CB) reported reserve for insurance claims of $88.02B in Q4 2025.
- How has Chubb's reserve for insurance claims changed year-over-year?
- Chubb's reserve for insurance claims increased by 4.8% year-over-year, from $84.00B to $88.02B.
- What is the long-term trend for Chubb's reserve for insurance claims?
- Over 5 years (2020 to 2025), Chubb's reserve for insurance claims has grown at a 5.5% compound annual growth rate (CAGR), from $67.19B to $88.02B.
- What does reserve for insurance claims mean?
- The total estimated amount the company expects to pay for insurance claims that have already occurred.