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CB Financial Services CBFV Discount Accretion

Discount Accretion at other companies

Bank of Marin Bancorp logo
Bank of Marin BancorpBMRC
-$5K+88.9%
Bank of Marin Bancorp logo
Bank of Marin BancorpBMRC
-$5K+88.9%
Plumas Bancorp logo
Plumas BancorpPLBC
-$681K
Arlo Technologies logo
Arlo TechnologiesARLO
$57K-91.3%
International Bancshares logo
International BancsharesIBOC
$1.67M+39.6%
LFT
Lument Finance TrustLFT
$479.95K-45.7%

Other financials

Income statement

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Revenue$14.8M+22.6%
Net income$3.9M+103%
EPS (diluted)$0.73+109%

Balance sheet

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Cash & equivalents$55.5M-9.3%
Total debt$3.0M+6.3%
Total equity$158.8M+7.1%
Total assets$1.6B+6.7%

Cash flow

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Operating cash flow$3.0M-25.1%
CapEx$202.0K+100%
Free cash flow$2.8M-28.3%

Valuation

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Market cap$193.47M+41.3%
Enterprise value$140.91M+87.5%
P/E28.2×+16.4×
P/S4.2×+1.5×

Profitability

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Net margin14.8%-5.7pp
FCF margin34.7%+24.6pp

Returns & leverage

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Return on equity4.5%-2.6pp
Debt / equity0.0×

Where this comes from

Reported directly by CB Financial Services in its filing.

Tagged under the XBRL concept cbfv:DeferredTaxLiabilitiesDiscountAccretion.

The official record: CB Financial Services’s 10-K, filed March 13, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is CB Financial Services's discount accretion?
CB Financial Services (CBFV) reported discount accretion of $5K in Q4 2025.
How has CB Financial Services's discount accretion changed year-over-year?
CB Financial Services's discount accretion decreased by 92.8% year-over-year, from $69K to $5K.
What is the long-term trend for CB Financial Services's discount accretion?
Over 5 years (2020 to 2025), CB Financial Services's discount accretion has grown at a -33.0% compound annual growth rate (CAGR), from $37K to $5K.
What does discount accretion mean?
This represents the periodic recognition of income resulting from the accretion of discounts on acquired loans or securities. It reflects the difference between the purchase price and the par value of assets, which is recognized as yield over the life of the asset. This metric is a key driver of net interest margin for banks that have grown through acquisitions.